Beem - Digital Wallet

Beem Wallet

About this app

A digital wallet that does more than store.

With Beem you can pay, request, transfer and split money – plus earn rewards and keep your loyalty and gift cards – all in one place. It’s easy, secure and free to download.

Beem is part of Australian Payments Plus (AP+), which brings together BPAY, eftpos and NPP Australia to shape the future of payments for Australia.

One wallet. Many possibilities.
Say goodbye to the bulky, chuck in your bag retro wallet, and say hello to a shiny, new, all-in-one app that does more than store cards.

Pay people. Not accounts.
We facilitate payments, but we’re not a bank. Beem syncs up to your contacts, so you flick it over, divvy it up or call it in with anyone in your network. No bank details needed.

Split the bill. Not friendships.
Track and split expenses between mates without any chasing or awkward convos. You can even create multiple groups for friends, family or workmates. Just enter the amount, we calculate who-owes-what, and everyone settles up. Quick, easy, and all in the app.

Cashback. In one place.
Earn cashback when you shop via the Rewards hub in the Beem app. Take your pick between Cashrewards and Beem Rewards, or opt-in to both programs to maximise your cashback options.

BPAY® on Beem. Easy as.
Master your bills in moments. With BPAY built-in, you know where your money is going and when it’s going to land.

Maximise loyalty. Store in one.
Time to declutter all the plastic, punch cards and apps. Beem digitalises all your loyalty cards together in one place.

Less risk. More reward.
You know what present everyone really loves? Choice. Buy & send a personalised gift card from your wallet to theirs.

The fine print
Digital Wallet Pty Ltd ABN 93 624 272 475 (Digital Wallet) AFSL 515270 is the issuer and provider of the Beem facility.
Before downloading the app, please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au.

References to 'Beem' or 'Beem It' are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet is general advice only. This advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider if Beem is appropriate for your circumstances. To make or receive a payment through Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required.

T&Cs apply. Beem Rewards and Beembucks have no monetary value. Any value assigned and any redemption is at the sole discretion of Digital Wallet. You have no entitlement to Beem Rewards and Beembucks until Digital Wallet has notified you that Beem Rewards have a value, you have accumulated more than AUD$10 in Beembucks notified value and you have requested redemption. Please read the PDS and T&Cs, Privacy Policy and Beem Rewards T&Cs. Cashrewards is offered by Cashrewards and not Beem. Cashrewards is not exclusive to Beem customers. The Cashrewards account is not a Beem account. To earn cashback, you must be a Cashrewards member. Exclusions, caps, eligibility criteria, cashback redemption, withdrawal conditions and T&Cs apply. Please visit Cashrewards for further details.

Ratings and reviews

I have been using the app for a while, and generally pretty easy to pay and transfer funds. Unfortunately I had an error with the app and the money didn't go through with an alert saying 'something went wrong'. I checked my account and it had debited my account but didn't go to my nominated account. Then there isn't any records on beme it either. Chasing customer service for the missing funds proves to be slow. Not even a phone number or live chat!

A good app but after a recent update, when a payment request comes in, a message at the bottom says something like "this request has already been paid". It goes away after a few seconds. Edit Sept 2022: no longer owned by the banks. Random spammers can add you to a group and demand money. Worse, you can't leave the group because you haven't settled your debt! It is unacceptable that I can be added to a group without my permission. Account deleted, app uninstalled.

Other than the non descript error messages like "Internal Server Error" and certain cards randomly failing to work with the platform. When it does work, it's fantastic. Just frustrating when you have to fall back to other methods of transfering to friends, and having to explain to them all that your BeemIt isn't working is a bit of a pain. Mine has randomly started working again, and I have added another backup payment method to mitigate possible issues. We'll see how we go from here.

What’s new

We made a few tweaks to enhance your Beem experience. Check them out!