Central Bank

Central Bancompany

About this app

Easily manage your accounts on the go with Mobile Banking*. Track spending, pay bills, deposit checks, transfer funds, send money, and find nearby ATMs or branches.

Early Direct Deposit

• Access your direct deposit funds sooner with Early Direct Deposit for eligible checking accounts**.

Save

• Turn on Round-Up to automatically save by rounding up your debit card purchases, with daily transfers of the difference to your savings account.
• Use Money Manager, a free tool available within Mobile Banking that provides personalized insights to help you save, budget, and track expenses.

Send

• Send and receive money with Zelle®, a fast and easy way to pay friends, family, and people you trust.
• Transfer money to and from your accounts at other banks.
• Pay bills by scheduling payments, setting up recurring payments, and managing payees.

Manage

• View account activity, statements, and tax documents; transfer money, make loan payments, and more.
• Deposit checks by taking a photo with your smartphone using Mobile Check Deposit.
• Request a replacement card, verify your details, and place your order—all within Mobile Banking.

Customize Your Experience

• Add nicknames and customize the order of your accounts.
• Add a profile picture to help confirm you’re signing into the correct account.
• Use Quick Balance by swiping down on the Central Bank logo on the app login screen to view account balances and recent activity.
• Use your smartwatch to check balances, view recent transactions, and lock your card.

Security

• Enable biometrics to log in using fingerprint authentication or face unlock (Pixel devices).
• Use multi-factor authentication for an added layer of security when logging in from new or unknown devices.
• Receive push, text, or email alerts for balances, transactions, cards, and payments.


For the best experience, use the app on devices running Android 10.0 or later. Some features may not be available on older versions. If you experience issues, visit our mobile-friendly website using your device’s browser.



Member FDIC. *Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle® is intended for sending money to family, friends, and people you know. We recommend that you do not use Zelle® to send money to anyone you do not know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

**Early availability is not guaranteed and may vary between deposits and may depend on instructions sent by the payer or any limitations we set. Not all direct deposits qualify. Available for eligible accounts: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. Enrollment is required. See our Early Direct Deposit Agreement for more details.

Ratings and reviews

The app has glitches. 3 different times over the last year it refused to let me unlock my card over the weekend when no one's in the bank to help, nor is there anyone I could call for service. There's been a couple times the app was not accurate with my actual banking info. This caused me to over spend. I didn't even know this was possible. until recently. It doesn't show deposits pending until they've hit the bank The worse is the spam text I get 3- 7 text daily for the exact same transacti

Transactions are not charged instantly like other bank apps. Which can be very confusing to what is available. Some charges don't even show up until a day later.. 🙄 when making payment to credit card, it also doesn't credit immediately.. very misleading and frustrating when charging. With today's technology, this should not be an issue at all. Please update your system for 21st-century instant information. Thanks. Otherwise, it is great to do all banking online.

Usually the app is pretty simple and easy to use. Lately, however, the app has taken several days to update the balance of my accounts and my partner's. This has led me to transfer money I didn't have because the balance was misrepresented, and I have faced multiple fees because of it. Additionally, it allowed me to overdraw, despite it being disabled on all of my accounts.

What’s new

Watch App

• It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card.

Report Card Lost/Stolen

• You can report your card as Lost, Stolen, or Never Received in the app! Go to Card Management and select “Report Card Lost/Stolen” to close your card and order a new one.

Sports Widgets

• Rep your team from your home screen! Add the Central Bank widget and choose from Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.