Spot Me: Money Loan App

2.5
355 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Our money borrowing app makes it simple, secure, and fast to get the funds you need — right when you need them. Spot Me: Money Loan App is designed to provide you with flexible instant loan advance options according to your needs. You can borrow money instantly, get personal loans without the stress of paperwork or long waits with the cash loan app.

WHAT'S INSIDE THE INSTANT LOAN APP
Spot Me: Money Loan App isn't just another financial tool or instant cash borrowing app, it's a comprehensive solution designed to empower users in their financial endeavors.
- Seamless Money Borrowing: With Spot Me lending app, borrow money becomes a hassle-free process.
- Instant Payday Loans: Need funds urgently? Spot Me - Borrow money instantly offers instant payday advance options to cater to your immediate financial needs, helping get personal loans.
- Online Instant Loans Made Easy: Our platform offers online pay day loan advance that can be accessed 24/7.
- Secure Transactions: Your security is our top priority. Rest assured, all transactions within Spot me - borrow money instantly are safeguarded by SSL protocol, ensuring the confidentiality and integrity of your data at all times. With pay day loan app instant cash advance you will be safe.

DIVING DEEPER INTO PAYDAY LOANS
Payday loans, also known as payday cash advances or instant cash loans, offer a lifeline to individuals facing short-term financial crunches. The money borrowing app gives you control and transparency every step of the way.
1) Instant Cash Borrowing: Payday loans provide access to funds, making them ideal for covering unexpected expenses or bridging financial gaps between paychecks. Personal loans help to receive a profitable offer.
2) Convenience: Payday loans offer instant loan advance approval, allowing you to address your financial needs promptly.
3) Flexible Repayment: With payday loans, instant loan, payday cash advance repayment is typically due on your next payday, offering a short-term solution without long-term commitments.
4) Accessible: Our pay day loan app instant cash advance makes applying for pay day loan advance a breeze. Simply fill out a short form, and receive funds in your account within hours. Cash borrowing never be so easy.

MONEY BORROWING - PROTECTING YOUR DATA
We understand the importance of safeguarding your personal information. That's why our loan app instant cash advance employs state-of-the-art SSL protocol to encrypt all data transmissions, ensuring that your sensitive information remains confidential and secure.

Spot Me - loan app instant cash advance isn't just about money borrowing — it's about empowering you to take control of your financial future with confidence and ease. Whether you need an instant payday advance or a online instant loan advance, our cash loan app has you covered every step of the way.

PAYDAY CASH ADVANCE LENDING APP LOAN CONDITIONS
The minimum loan repayment period is 92 days;The maximum loan repayment period is 365 days.The maximum annual interest rate, including loan interest, as well as all other annual fees and expenses (Annual Percentage Rate) is 32%, and the minimum is 1%. Annual interest for use of the loan - minimum 1%, maximum 32%.Daily loan rate is between 0.01% and 1%.Late fee: 0.1%/day, max 10% of the total loan.No other charges; data may be sent to Credit Bureau for long-term delay.Loan extension is possible with interest payment for the initial term. A representative loan example:Loan: Amount $1000; term - 3 months.APR - 32%Your monthly repayment is $351,27.The total amount payable is $1053,81.The total interest is $53,81.Consequences of delayed loan repayment:In case of non-compliance with the payment terms of the online loan, the client may be charged 0.1% of the total amount for each day of delay, but not more than 10% of the total loan amount.

Requirements :
Age: between 18 and 65 years.

*Our platform connects you with trusted, reliable lenders.
Updated on
Jul 25, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.4
348 reviews
Elizabeth Burns
July 10, 2025
I would like to give it zero stars but I can't. I go thru the entire process for a loan. gets to the last page and hit continue and get and error message on the next page. check push notification and says application is approved and check out the app for details. but there isn't a way to check. tried several times and keep getting the same error message. I Uninstalled and reinstalled it and the same thing happens. was a waste of my time..
24 people found this review helpful
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Vanessa Pickett
January 16, 2025
You sent to a page to check my credit score and it won't even take my password so I can get my credit score. If I said that I knew what was from checking it earlier today still wouldn't been good enough. I shouldn't have to create another password when I already have one. Vanessa Pickett
13 people found this review helpful
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Payday Loans Advance
January 28, 2025
Hi Vanessa, we’re sorry to hear about the issue you experienced. To ensure your security, sometimes a password reset may be required. However, we’d be happy to look into this further for you. Please reach out to our support team through the app], and we’ll assist you in resolving this as quickly as possible.
Sherronda L Cribbs
January 17, 2025
this is not what I thought it was I want to close out but I couldn't find it at first, yall should have made it more explainable to understand how your decision works it take almost at least 30 minutes to make a decision and they denied you.
10 people found this review helpful
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Payday Loans Advance
January 28, 2025
We do not issue loans directly. We are a marketplace with the best offers that you can choose from in one place. Please note that our app is free to use and provides all the terms related to the loans. We would greatly appreciate it if you could share more details about the issue you’re facing.

What’s new

We added the ability to get a loan in 10 minutes. Withdraw money to the card.