4.6
36.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Wherever you go, take PenFed with you!

The PenFed Mobile banking app provides around-the-clock access to your PenFed accounts. Get transaction details, transfer balances, track loan application status, and much more! Deposit checks quickly and easily with your smartphone or tablet.

Need an ATM? The app will help you find one. Forgot to set a travel notification for your PenFed credit card? Do it right in the app -- from anywhere. Want to buy a home? Don't miss our exclusive real estate rewards and other current offers.

With lightning-fast, 24/7 access, PenFed Mobile puts the power of your credit union right where it belongs… on your favorite mobile device.
Updated on
Mar 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
35.3K reviews
Zero71 Dude
March 4, 2025
The app itself seems fine after you get through the initial logins, about three tries. I feel vindicated to read others are having the same experience overall with PenFed. The website is slow...extremely slow. I haven't received a notice from Bill Pay since around 11/2024. No deposit emails with exception of early pay emails. I'm not sure what's going on but I've called customer service a few times to inquire and all I get is that they have to contact the contracted Bill Pay provider. SMH.
74 people found this review helpful
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N Cali
February 4, 2026
With the recent software update. It is impossible to verify authentication on the same device. After entering username and password, it prompts for a selection of options to test or call my phone number, but when I click on the incoming text message, I cannot go back to the previous screen to provide the code that I received. So, it is useless. The reason for a 2 star rating is because the push feature works.
15 people found this review helpful
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Gayle Hampton
March 8, 2023
This app used to work very well, but since the last update, taking pictures for a deposit is a struggle. The first picture you take is oriented correctly, but subsequent photos are 90 degrees off, and not within the frame, very elongated. It takes much more time to process, and sometimes there is an error message that the check amount does not match the amount entered. It is VERY FRUSTRATING! Please fix this!!
144 people found this review helpful
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What’s new

We’ve made some exciting updates to make your mobile banking experience even better. Take a look at what’s new in this release!
1) GeoFencing: Get alerts via push notification
2) Get notified of support messages

App support

Phone number
+17036314379
About the developer
Pentagon Federal Credit Union
Digital.Banking@penfed.org
7940 Jones Branch Dr McLean, VA 22102-3381 United States
+1 571-423-6116

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