GoTyme Bank

GoTyme Bank Corporation

About this app

Say hello to a simple, beautiful, and rewarding banking experience. #itsGoTyme
 
All you need is a Philippine mobile number, home address, and valid ID. Open an account in less than 5 minutes to enjoy a simple, sustainable, and secure savings interest rate, FREE Visa debit card with built-in Go Rewards, and FREE bank transfers.
 
Go Save and grow your money.
Open up to 5 savings accounts and earn 4% p.a., with no minimum balance, no deposit caps. No missions, no limits. Stay on track with your goals using smart saving tools and reminders.
 
Go Shop and get rewarded.
Your new bank account comes with a FREE virtual Visa debit card on the app, or a physical debit card from any GoTyme Bank kiosk nationwide. Earn Go Rewards points whenever you use your debit card, and triple your points when you shop at Go Rewards partner stores.
 
Go Send money to anyone.
Enjoy 3 FREE transfers to other banks per week, and unlimited FREE transfers between GoTyme Bank accounts.
 
Go Human whenever you need help.
Speak to a helpful human via any of our help channels: Call #GO8888 (#46888), email [e-mail], or chat with us in the GoTyme Bank app.

Secure your account through the following safety tips:
1. Use your own device to open an account.
2. Only install banking apps from official app stores.
3. Update your card PIN and passcode every 3 months.
4. Never share your OTP, PIN, or passcode with anyone. GoTyme Bank will never ask you for these.
5. Lock your card immediately in case of loss or theft.
6. Follow us for updates @gotymebank on Facebook, Twitter, Instagram and TikTok.

GoTyme Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.

Ratings and reviews

As long as you have a decent internet connection, you won't have problems. It has less features but they are essential. It focuses on what's important: Earning interest and good liquidity. I only wish that they switched to daily interest like Maya or Seabank to encourage people to save more rather than monthly interest. There is also a debit card, which I use to pay for international merchants such as Amazon, B2, AWS, Google Cloud, Azure, Namecheap. No need to get credit card with yearly fees.

It's been a year since I opened my account here and found all the features are great compared to other banks. Leaving 1 star for improvement and so I suggest the following: -Withdrawal fees in ATM's, please don't include it in the withdrawn amount and showing it as 0.00 fees charged. -Saving Favorites in Bills payments and transfer Recipients, please have an option for us to put & edit a name so we know who's billing account number we are paying. -Please show running balance in all transactions.

So far so good. Use it for my purchases and the CS is easy to reach out (they're not very nice though) The only problem is that I have quite a few cases of refunds not clearing right away. And I need to reach out to CS to clear that out, which is a hassle and frustrating specially when the amount involve is relatively high. Besides that downside, everything else is ideal.

What's new

What’s New:
Just more backend fixes to improve your banking experience. Or is that all? Update your app to find out.