interest rate is way too high. can't even pay off the card monthly because they take out purchase charge $15 and monthly fee $8. I advise to pay more than the minimal and pay it off quick! I'm never using premier again (also takes up to 5-7days for payment to process and show on account). they don't waive late fees if you already paid and it's pending during when it's due. they give u a late charge knowing a payment is processed. id rate it 1star but the approval amount was quick and easy.
51 people found this review helpful
- Flag inappropriate
- Show review history
Terrible!! When you make on time payments. The website doesn't update that a payment was recognized. You'll find payment is still owed after payment is made. They dont acknowledge the received payment was made Especially If you make payment on the day of statements release, you'll always end up being late with late fees added. Even though you can prove payment was made on statements release. They won't reverse late fee. It's worth extra money not to do electronic statements or even auto pay!
42 people found this review helpful
great card to build your credit with. interest rates are high, but that is to be expected. Unless you plan on using this the correct way and paying off your entire balance every month, it's not fiscally worth it. On the other hand, you are like me and are trying build better credit. It will definetly help you so long as you use it responsibly. The app itself is pretty basic, but it does work. takes a few days for payments to and transactions to show on app, I like it for what it is.
37 people found this review helpful