Capital One Mobile

Capital One Services, LLC

About this app

What’s on the Capital One Mobile app? All of your accounts, and so much more.

Whether you’re out in the world or feeling right at home, you can manage your money with ease:
• View balances and export statements
• Pay bills and take care of loans
• Check in on your credit with CreditWise
• Activate a credit or debit card when you need it
• Redeem rewards on the go
• Send and receive money with friends and family using Zelle®

With the Capital One Mobile app, you can ...
• Stay informed when you enable alerts and purchase notifications
• See everything that happens on your card with detailed transactions
• Instantly lock your credit or debit card from anywhere
• Get answers from Eno, your Capital One assistant

Download the app for better banking with Capital One.


Internet access is needed to use the mobile app. Check with your Internet service provider for details of specific fees and charges. Service outages may occur. Capital One customers are responsible for regularly checking their account statements. Push, email, and SMS alerts and notifications, including purchase notifications, must be enabled to be received. CreditWise monitoring and alerts may not be available if the information you enter at enrollment does not match the information in your file at one or more consumer reporting agencies or you do not have a file at one or more consumer reporting agencies. Features may not be available to all customers. Actual experiences may differ from those depicted. Additional terms and limitations apply.

© 2023 Capital One, N.A. Member FDIC. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To read about the Terms of your download, check out the End User License Agreement.
https://www.capitalone.com/digital/mobile/android-eula/

Ratings and reviews

The "Improvements" are unnecessary and annoying I've had only Capital One for decades and I'm mostly satisfied but the switch to a virtual "helper" made everything more complicated. I used to be able to see everything I needed on the opening screen, balance, payments, recents, access to statements. Now I get ads and more ads, I have to click on Eno and ask for what I need from it's not all that helpful AI, that's multiple steps for less info. I'll keep my paper statements and pay by phone.

Inconvenient. It wants me to tap my card or get a text message every single time I try to use the app. Maybe it's because I'm using a VPN, but there's still no reason for these extra layers just to check my balances or recent transactions. Apps should be convenient and you shouldn't require these extra security layers for every little thing. There's no harm in showing the current balances and recent transactions by just using the biometric login. Plus it's always spamming "deals" and "offers."

Need budget tracking and spending visuals fronted (don't seem to exist at all). For being so heavily online centric, the app hasn't allowed me to verify my identity with phone or ID, neither seem to work. One time I successfully verified something by tapping my debit card. I don't feel like this app is a sound way to handle my accounts. Some things even redirect you to a mobile browser or can't be done in app. It's very barebones, which is a thumbs down for a bank without any branches in state.

What's new

Thanks for using Capital One Mobile. We make regular updates to our app to ensure your mobile banking experience is top notch. Each new version of our app includes improvements to make it faster and more reliable, bug fixes and new features which we'll highlight here so you know what's new!