I-Atome – Uhlelo lokusebenza olulodwa, izixazululo zezimali eziningi!
Lawula imali yakho kalula nge-Atome Card, imali ebolekiwe esheshayo nge-Atome Cash, futhi uzuze inzalo yansuku zonke nge-Atome Savings.
Emhlabeni wanamuhla, ama-e-wallet, amabhange edijithali, nezinhlelo zokusebenza ze-PayLater zibalulekile. I-Atome inikeza okungaphezu kokuthenga—isikweletu esivumelana nezimo, izinhlelo zesitolimende, kanye nesici sokulondoloza esingenaphepha esingenayo ibhalansi encane noma izimfuneko eziqinile.
🌟 Thenga ngobuhlakani - Skena ukuze ukhokhe nge-QR Ph futhi ujabulele izitolimende ezivumelana nezimo zezinyanga ezi-3 noma ezingu-6 nge-Atome Card, kanye "red">0% inzalo ekuthengeni kwanyanga zonke.
⚡ Finyelela imali ngokushesha - Thola imalimboleko esheshayo, enenzalo ephansi nge-Atome Cash ngezidingo zakho zansuku zonke.
💰 Khulisa ingcebo yakho - Yonga Nge-Atome Savings kokuthi "bomvu">3.25%* p.a. intshisekelo yansuku zonke.
*Amanani angase alungiswe ngokusekelwe kuzinqubomgomo nezimo zemakethe ze-Netbank.
【Ikhadi le-Atome】
1. Izinketho zokukhokha nezitolimende eziguquguqukayo
• Yelula isabelomali sakho. Khokha kamuva ngenzalo engu-0% ekuthengeni kwanyanga zonke, nezitolimende ezingafika ezinyangeni eziyisi-6.
2. Isicelo esilula
• Faka isicelo kuhlelo lokusebenza ngemizuzu. Awekho amaphepha adingekayo.
3. Ilungele izidingo zakho
• Thenga ngomkhawulo wokusebenzisa imali ongafika ku-₱200,000.
4. Khokha kamuva noma yikuphi lapho wamukela i-Mastercard
• Xhumanisa Ikhadi lakho le-Atome elingokoqobo/elibonakalayo ukuze uthenge ku-inthanethi, njengaku-Lazada, Shopee, kanye neGrab, thepha ukuze ukhokhe esitolo, ngisho naphesheya kwezilwandle.
• Khokha izinsiza nezikweletu ngezinhlelo zokusebenza ezifana ne-BillEase nge-GrabPay, i-Home Credit, ne-TendoPay nge-Bayad Center.
5. Ukukhokhwa kwezikweletu zekhadi
• Khetha indlela yokukhokha oyikhethayo: Ikhadi Lesikweletu/Ledebhithi, i-InstaPay ngohlelo lwakho lokusebenza lwasebhange lwe-inthanethi (i-BPI, i-BDO, i-CIMB, i-GoTyme, i-UNO Digital Bank, i-Landbank, i-Security Bank, i-UnionBank), ama-e-wallets afana ne-Maya ne-GCash, noma i-over-the-counter.
【I-Atome Savings】
Abasebenzisi be-Atome Card bangavula i-akhawunti yokonga futhi bathole inzalo efika ku-3.25%* ngosuku. Jabulela izinkokhelo ezinguziro, akukho bhalansi encane, nokuvikelwa kwediphozi ngokusebenzisa ukufakwa kwe-PDIC okungafika ku-₱1M.
【Imali ye-Atome】
Udinga imali ebolekiwe esheshayo? Imalimboleko ye-Atome Cash inikeza ukugunyazwa okusheshayo kanye nenkokhelo efika ku-₱50,000. Khokha imali mboleko ngezitolimende ezifika ezinyangeni eziyi-12, ngenzalo engu-1.75%.
Faka isicelo kuhlelo lokusebenza uma:
• Umsebenzisi obhalisiwe we-Atome onokuthengiselana okudlule kwangaphakathi nohlelo
• Okungenani iminyaka engu-18 ubudala enomazisi osebenzayo
• Nge-akhawunti yasebhange, njenge-BPI, BDO, UnionBank, nokunye.
UKUFANELEKA KWESICELO SE-ATOME IKHADI
• I-PH ID esebenzayo
• Okungenani iminyaka eyi-18
• Ayikho imfuneko encane yemali engenayo
• Awekho amaphepha
USIFAKA KANJANI ISICELO SEKHADI LE-ATOME
1. Landa uhlelo lokusebenza lwe-Atome bese uthinta ithebhu yekhadi ekhasini lasekhaya.
2. Thinta okuthi “Faka isicelo mahhala” bese ukhetha Ikhadi lakho le-Atome olithandayo.
3. Gcwalisa imininingwane yakho siqu bese ulayisha umazisi wakho.
4. Thola ukugunyazwa ezinsukwini ezi-1-2.
5. Thola i-Atome Card yakho ngeposi.
UNGATHENGA KANJANI NGEKHADI LE-ATOME
1. Yenza ikhadi lakho lomzimba lisebenze ohlelweni lokusebenza lwe-Atome
2. Sebenzisa ikhadi elibonakalayo ukuze uthenge ku-inthanethi
3. Sebenzisa ikhadi eliphathekayo ukuze uthenge ku-inthanethi nasesitolo
IZINHLELO ZOKUFAKA IKHADI LE-ATOME:
• Izilinganiso zenzalo zanyanga zonke ziphansi ngo-2%
• I-APR isuka ku-0% iye ku-46%
• Azikho izindleko zesevisi
• Izinhlelo zesitolimende zitholakala ezinyangeni ezi-3 noma eziyisi-6.
Isibonelo sesamba sezindleko zemalimboleko:
• Isamba senkokhelo yanyanga zonke: ₱2,000
• Inani lenkokhelo: ₱2,000
• Isikhathi sokukhokha: izinyanga ezi-3
• Izinga lenzalo lanyanga zonke: 2% (₱40)
• Inkokhelo ephelele: ₱2,120 ngo-₱706.67/ngenyanga
IMIGOMO YOKUBOLEKWA KWE-ATOME CASH:
• Izinga lenzalo lanyanga zonke liphansi ngo-1.75%
• I-APR ayikho ngaphezu kuka-36%
• Azikho izindleko zesevisi
• Izinhlelo zesitolimende ezifika ezinyangeni eziyi-12.
Isibonelo sesamba sezindleko zemalimboleko:
• Isamba senani lemalimboleko: ₱3,000
• Isikhathi sokukhokha: izinyanga eziyisi-6
• Izinga lenzalo lanyanga zonke: 1.75% (₱52.50)
• Inkokhelo ephelele: ₱3,052.50 ngo-₱508.75/ngenyanga
Igama Lebhizinisi: Atome PH
Igama Lebhizinisi: Neuroncredit Financing Company Inc.
Inombolo Yokubhalisa ye-SEC: CS201816338
Isitifiketi Segunya No.: 1178
I-Bangko Sentral ng Pilipinas OPS Inombolo Yokubhalisa: OPSCOR-2021-0040
Othintana naye:
Iwebhusayithi https://www.atome.ph/atome-card
Isikhungo Sosizo:support@atome.ph
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Imithombo yezokuxhumana: https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/
Kubuyekezwe ngo-
Sep 18, 2025