Clara: Corporate credit card

Clara Intermediate Holdings

About this app

Clara is the all-in-one financial platform for modern companies seeking financial efficiency and control.
Manage expenses, issue Mastercard-backed physical and virtual credit cards, approve reimbursements, automate accounting, and make payments from a single 100% digital platform.

Corporate Credit Card
Issue cards in seconds with rules by employee, project, date, time, or category. View transactions in real time, with full traceability and instant blocking. Clara Black includes benefits like travel assistance, purchase protection, and access to VIP lounges.

Expense and Reimbursement Management
Automate expense control with automatic categorization, review, and hierarchical approval. Organize receipts and generate ready-to-use reports for audits, budgeting, or reconciliation.

International Payments
Send payments abroad with no fees across multiple currencies. Access credit to fund your international operations, schedule transfers, and get real-time exchange rates. Managerscan approve, monitor, and reconcile everything from a centralized dashboard, optimizing your global expense control. Available only in Mexico.

Invoice Recovery
Forget about chasing your suppliers. Clara automatically retrieves invoices from your purchases and links them to each expense in real-time. From the app, managers can download receipts, validate tax information, and generate reports ready for reconciliation and audit without wasting time on manual tasks. Available only in Mexico.

Digital Account
Open and manage your digital account 100% online, with no monthly fees or hidden costs. Make payments, reimbursements, and transfers directly from the platform, securely and efficiently. Available only in Brazil.

Clara Intelligence: AI integrated into your operations

Thanks to artificial intelligence, Clara turns your data into smart decision-making. Receive alerts on unusual or duplicate spend patterns and ask complex questions like “Show me all restaurant expenses above our $100 limit,” “Give me recommendations where we can cut spend,” or “How much did our travel spend grow since last quarter?”. All directly with the AI copilot available in the platform.

ERP & API Integrations
Connect Clara to your accounting and management systems through an open API. Automate imports, reconciliations, and receipt validation. Compatible with platforms like SAP, Oracle Netsuite, Zoho, and others.

Rewards Program
Earn points onevery purchase and redeem them for products, credit, or invoice discounts, all managed from the app with no extra costs. Points can also be redeemed for Lifemiles. Available only in Colombia.

Multi-Entity & Granular Access Control
Manage multiple business entities and assign user-level permissions by area or role. Ideal for corporate groups, holding companies, or accounting firms.

Financed SPEI Transfers: Make instant transfers to any account through SPEI using your Clara credit line. Optimize cash flow by deferring payments without disrupting your daily operations, with tracking, reconciliation, and ready-to-use reports in one centralized dashboard.

Download the app and discover a new way to take control of your company’s expenses.

Clara Instituição de Pagamento Ltda
CNPJ 41.538.335/0001-45
R. Dr. Renato Paes de Barros. 33
15° andar - Itaim Bibi
São Paulo - SP, 04530-000

Contact
Email: [e-mail]
Help: ajuda.clara.com
Chat available via app and web platform

CF TECH, S.A. DE C.V., SOFOM ENR
Address: Av. Sonora 46, Roma Norte, Cuauhtémoc, Mexico City, 06700
Phone: [phone]
Email: [e-mail]
Support available 24/7

Ratings and reviews

Super easy to use and amazing customer service, thanks Clara!!

Best end-to-end financial platform for companies.

Pros: Buen servicio en general. Simple, buena interfaz. Contras: La tarjeta de crédito cobra por inactividad. La tarjeta de crédito cobra intereses + cuota fija. La cuenta de débito no se puede manejar desde la aplicación móvil. No puede realizar pagos referenciados en SAT. Al querer realizar una transferencia pone el monto como un préstamo, en vez de fondos propios, por defecto. No se puede descargar estado de cuenta de la cuenta de débito, se debe solicitar a soporte.

What’s new

New: New design and performance improvements in the transaction list and transaction detail screens for a smoother experience.