CoolCredit

4.1
210 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Welcome to CoolCredit!
CoolCredit is an innovative application designed to help individuals improve and manage their credit health. By offering personalized ways to boost credit scores, repair and remedy negative issues on credit reports, and supplement users with real-time credit monitoring and expert guidance, CoolCredit empowers users to take control of their financial future.
Whether you're looking to repair your credit or optimize your financial standing, CoolCredit provides the resources and support you need for a brighter financial future.
Why CoolCredit?
CreditBooster: Boost Your Credit Health Quickly
CoolCredit’s Booster Payment Plans offer a quick way to improve your credit health and a smart strategy that positively contributes to your credit score. Making timely payments gets users immediate positive traction with your credit score, providing a valuable path to improve one’s credit standing. The best part is it’s repeatable, allowing users an easy way to enhance their scores over time. In addition, purchasing the Credit Booster also unlocks “CoolCredit Courses”, which contain valuable educational material that you can use in your day-to-day life to improve your financial situation. This proactive approach allows you to see immediate impacts on your credit score and get on the path to great credit.
Expert Assist Credit Repair options
Expert Assist is available every step of the way with greater peace of mind.
Educational Resources: Empower Your Credit Score With the Right Knowledge
We believe everyone deserves a chance to improve their financial health. Whether you're looking to boost your credit score or repair your credit history, our comprehensive credit education courses are designed to guide you every step of the way. Coupled with the Credit Booster payment option, CoolCredit’s courses help guide you toward sustained credit health for the future.
Seamless User Experience and Rigorous Data Privacy
Our long-term strategy ensures that you build a robust financial foundation, providing support and assistance throughout your journey. The app’s intuitive interface makes your credit repair journey a genuinely pleasant experience, while rest assured knowing that your personal information is protected with the highest level of encryption and privacy standards provided by CoolCredit.
Join the CoolCredit Community
Connect: Engage with a community of users who share your financial goals.
Support: Our dedicated team is here to ensure your journey with CoolCredit is successful.
Updates: We continuously improve our app with new features and updates, driven by user feedback and the latest in financial technologies.
Ready to transform your credit score and unlock your financial potential? Download CoolCredit now and take the first step towards a brighter financial future. Your journey to credit confidence starts here!
Download CoolCredit Today!
Subscriptions will be renewed within 24 hours before the end of each period at the rate of your selected plan.

Terms of use:- https://www.coolcredit.com/terms-of-use/
Privacy policy:- https://www.coolcredit.com/privacy-policy/
Useful for: Credit Repair | Credit Score | Financial Planning | Credit Monitor | Credit Improvement | Credit Report Analysis | AI Credit Repair
Updated on
5 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Personal info, Messages and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
201 reviews
Cash Simpson
13 November 2023
Couldn't even get my credit score. Inputted my information, clicked Continue and nothing. Clicked again. The button never animated and nothing happened. Feels unfinished and I don't have the time to waste emailing support just to do a simple thing. Deleted.
55 people found this review helpful
Did you find this helpful?
Cool Credit
16 November 2023
Hi Cash, We're sorry to hear about your experience & ready to help you. We believe it might be a network issue causing the glitch while retrieving your credit score. Please reinstall the app, keep your internet connection active, and try once again. If the issue occurs, reach us at support@coolcredit.com and we'll check this in detail.
Balpreet Singh
30 October 2023
I’ve been on the hunt for something to help me improve my credit score for the past year, and let me tell you, there are a lot of posers out there. But then, my buddy turned me onto this app, and it’s been a game changer. I started using coolcredit and was blown away by how it helped me identify errors that I could check and report myself. But with the help of their experts, I was able to get everything sorted out. In just 90 days, I’ve seen an incredible jump in my credit score. 👍
123 people found this review helpful
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Cool Credit
31 October 2023
Dear Balpreet, Hearing feedback like yours is why we do what we do. Thanks for choosing CoolCredit! Let's continue this journey to financial success together.
Sudhir Kumar
3 October 2023
Cool Credit is a game-changer for credit management. This app offers a seamless way to create credit disputes with credit bureaus, simplifying the process and potentially improving your credit score. Its user-friendly interface and prompt dispute resolution make it an essential tool for anyone looking to take control of their credit profile. Cool Credit is a must-have for financial empowerment.
27 people found this review helpful
Did you find this helpful?
Cool Credit
17 October 2023
Dear Sudhir, Hearing feedback like yours is why we do what we do. Thanks for choosing CoolCredit! Let's continue this journey to financial success together.

What's new

Bug fixes and UI improvements for a better experience.