Zable - Mobile Finance

Zable

About this app

Hi, we're Zable. Download our app to join over 1 million of our credit card and loan customers.

Rated 'Excellent' on TrustPilot:

- Quick eligibility check: it won't affect your credit score
- Apply in minutes: simple, straightforward, paperless card and loan application
- Manage your money: credit card transactions, loan payments, and credit score
- Repay card in minutes: make card payments in the app
- Google Pay: most approved customers are eligible for a virtual card immediately
- Credit score: see your Equifax score
- Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible
- No hidden card fees: at home or abroad
- Simple to use: manage your card or loan in the app

Zable Credit Card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away.

Zable Loan:

The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan.

Credit Score:

Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card.

Zable Credit Card: Representative 48.9% APR (variable)

Zable Loan: Representative 32.5% APR (fixed). Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.

Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app.

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd.

Here to help:

Reach our customer service team 7 days a week by email, phone, or text.

02033229128

[e-mail]

69-77 Paul Street
EC2A 4NW

Ratings and reviews

I like this card to help when say end of the month or if you need extra but can't afford it all at at once. You make affordable repayments every month and bigger payments are easy just pay off what you can afford and shows up almost immediately for you to use again. Easy to follow and check on balance. It's been really handy and helped with credit score.

Shocking practice of issuing blanket "pre-approvals" to get you on their ecosystem, when they have no intention of giving you anyform of service, they just want to upsell you any manner of other "services" they may have. I was pre-approved for a card, didn't even get to apply by the time I made it through downloading the app which is conveniently for them a prerequisite to the process. Won't go near this company again in the future.

Had over a year and made payments in full and always on time but no credit increases despite being told I'm doing well. Hasn't helped my credit score at all and the credit score update is shocking so never actually know my real credit score unless I go to the actual credit score agencies. Wouldn't recommend as I've had no real benefits from obtaining this card.

What's new

Your favourite finance app just keeps getting better with new features and bug fixes.