GoHenry: Kids & Teens Banking

gohenry Ltd

About this app

GoHenry: where kids go to learn money

Give your child a head start in life with GoHenry. Kids aged 6-18 can learn to earn, save, spend and invest with their own money app and card, building healthy money habits for a strong financial future.

Plus, parents have their own app—giving them the tools to support their child’s learning.

Earn

Family & friends
Family and friends can gift your child money with Giftlinks and support their learning with co-parent and relative accounts.

Instant transfers
Send money straight to your child’s card.

Automated pocket money
Make sending pocket money seamless with automatic payments.

Task lists
Build a connection between work and earning by setting chores and sending rewards.

Free top-ups
Get one free top-up a month (Everyday members) or unlimited free top-ups with Plus and Max plans.

Wages (13+)
Teens can get wages straight to their account with BACS payments.

Save & invest

Junior Stocks & Shares ISA*
Grow a pot of money for when your child turns 18 with a Junior ISA invested in Vanguard's LifeStrategy 60% equity fund.

*Capital at risk. The value of your investment can go down as well as up.

Savings goals
Kids can set savings goals which parents can lock to remove temptation.

Interest on savings
Plus and Max members can earn interest on their savings, showing them the benefits of compound growth.

Parent-paid interest
Reward hard work by paying interest on your child’s savings—you choose the amount!

Spend

Visa debit card
A personalised card helps kids feel responsible for how they spend or save.

Spending limits
Set boundaries around your child’s spending with adjustable limits.

Spending notifications
Stay in the know with real-time notifications and spending insights.

Apple Pay (13+)
Teens can add their card to Apple Pay for quick and easy payments.

Transfer money with friends (13+)
Teens can send and request money with QR codes.

Grow

Money Missions
Kids learn real-life money skills with interactive videos and quizzes.

Parent Space
Insights and tips to support your child’s learning.

Giving
Kids can experience giving with in-app donations to the NSPCC.

Support & security

Zero Liability Policy by Visa
Biometric access & protection
Bank level encryption
Chip & PIN-protected transactions
Secure PIN recovery in-app
In-app Card Management
Customer Support seven days a week

GET STARTED!
1. Download the GoHenry app & sign up today
2. Kids start learning instantly with Money Missions
3. Parents can set pocket money, chores & add money
4. Activate your child’s card when it arrives in 5-7 days

GoHenry Interest Savings is provided by Bondsmith Savings Ltd, Bondsmith Savings Ltd is registered in England and Wales, No 13223331. Registered office: 124-128 City Road, London, EC1V 2NJ. Bondsmith is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 955601, for the issuing of electronic money.

© Gohenry Limited. All rights reserved. GoHenry is not a bank. The GoHenry card is issued by IDT Financial Services Limited, a principal member of Visa Europe. IDT Financial Services Limited is a regulated bank, licensed by the Gibraltar Financial Services Commission. Registered office: 57-63 Line Wall Road, Gibraltar. Registered No 95716.
All communications should be sent to GoHenry Limited, Spectrum Point, 279 Farnborough Road, Farnborough, GU14 7LS.

Apple Pay is a registered trademark of Apple Inc.

Junior ISA rules and terms and conditions apply. Tax treatment depends on an individual's circumstances and is subject to change. Investment services are provided by GoHenry Limited, a firm authorised and regulated by the Financial Conduct Authority (FRN: 1013107). The information provided is for informational purposes only and is not intended to be investment, tax or legal advice - nor does it claim to be comprehensive. Speak to a professional if you're unsure about whether investing is right for you.

www.gohenry.com/uk/terms-and-conditions

Ratings and reviews

I did a lot of research on "kids debit cards" before choosing gohenry. It costs a little more than some of the others, but I liked the features of gohenry better. I like that I can set up tasks, and now the kids are in complete control of how much money they receive each week. We're brand new and haven't received our cards yet, but I foresee no issues there and am excited they can manage their own money. Looking forward to being able to assign daily tasks!

I've only been using the app for a week now and so far I love it. My kids made they first in store purchase with the cards it was easy and they enjoy learning how to use a debit card. I love how you can set up weekly allowances also being able to share a gift link where friends and relatives get a link to send a gift right to the kids card which was perfect for Christmas this year. The fee of 9.98 isn't bad although that's 119 dollars a year it's reasonable considering everything you get.

I recently received an email from GoHenry, stating that the monthly fee will go up to $9.98 in December (up from $3.99). The justification for the increase was "Added features". Well, I think your users should have the option to choose whether or not they have a need for these features. There should be different packages to choose from. For example Basic, vs Premium/upgraded. I now need to find other options outside of GoHenry.

What's new

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.