0% EMI Shopping App

Snapmint

About this app

Want to shop online on no-cost installments but don't have a credit card? Get a credit line on debit card/UPI from Snapmint. Buy now, pay later in EMIs!
Snapmint gives you access to buy on credit across 1000+ electronics, fashion, and lifestyle brands. Your dream mobile, headphone, sports shoe, watch or TV is now a reality. Just buy today with some down payment and you can pay later in easy monthly installments. You can also avail of no-cost EMI options on a lot of products. You can also purchase products from top online and offline stores like Amazon, Flipkart, Myntra, Shopper’s Stop, Kaya and 800+ merchants and payback in easy EMIs.
Why should you choose Snapmint?
• Shop online on installment. No credit card required
• No cost EMI available
• 0 Downpayment plans available
• No Preclosure fee
• Choose from a wide range of products and top brands across lifestyle, electronics, and appliances
• Affordable and friendly payment terms
• 100% online application process
• No application fees
• Secure and convenient payments
How can you get started?
• Register on Snapmint App
• Get your Credit Limit
• Shop Online/Offline
• Pay Later in Instalments
Who can get a Snapmint Credit Limit?
• Age 18 or older
• PAN Number required
Personal Loan is available for Premium Customers
Snapmint allows its premium customers making advance or on-time payments an opportunity to take a Personal Loan of up to Rs. 15,00,000. The loan tenures can vary from 3 – 36 months with a maximum annual percentage rate (APR) of 35%. APR ranges from 10% - 35%. Applicable lenders: L T Finance
For example
Principal Amount: Rs.40,000, Processing Fees (charged upfront): Rs. 1,800, Tenure: 5 months, Interest Rate : 34%, Monthly Payment/EMI: Rs. 8,694. Interest Amount: Rs. 3,470, Total repayment amount: Rs. 43,470

Ratings and reviews

there is no option to reach out to customer care, it's completely pathetic, I am really stranded, every time I make a payment the voucher limit increases due to which I am unable to purchase anything from several online platforms. Now I have been trying to recharge my phone with a yearly subscription as it was available, now from several days I don't have the option, when it is not working why to show it, and remove it. it's really very annoying. no one bothers to reply and neither ever call

I am extremely disappointed with Snapmint. I have been a loyal customer and purchased a few items on EMI, ensuring all my payments were made on time. Now, the app says my credit profile is not updated, which is incorrect. The biggest issue is their customer service—it is the worst I have encountered. I have emailed them several times regarding this error, but there has been zero response. There is no way to get help when things go wrong. Fix your support system!

Very bad app..One of my payments became overdue for 12 days. It wasn't my fault - it was their mistake. It was showing 'payment received, so I thought the amount had been auto-debited. After a few days, I made the payment myself. But they reduced my CIBIL score, and it hasn't recovered yet. Even after so many reminders they didn't respond to any messages..I had cleared all the dues One month ago still showing that emi is overdue..it is affecting my taking loan eligibility..

What’s new

Bug fixes and Performance improvements