GCash

Mynt - Globe Fintech Innovations

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About this app

SEND MONEY IN REAL-TIME
• Free GCash-to-GCash transactions
• Send to multiple GCash accounts via Send to Many
• Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more
• Save bank account details for future transfers

BUY LOAD ANYTIME, ANYWHERE
• Available for all networks
• Get GCash-exclusives for Globe & TM
• Prepaid broadband, TV channel packages, and prepaid health insurance available

PAY BILLS & FEES TO 400+ BILLERS
• Settle bills in advance or past due anytime, anywhere
• Set payments reminders and save recurring billers
• GCredit accepted by select billers

PAY EASILY EVERYWHERE YOU GO
• Scan to Pay via GCash QR or QRPh at 70,000+ merchants nationwide, and in select international merchants via Alipay+ QR
• Pay with the GCash Card in 200+ countries and territories
• Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect
• Link directly to the App Store or Play Store to pay for subscriptions, games, movies, and more

KAYA TODAY WHEN YOU BORROW WITH GCASH
• Up to P50k credit limit and only 0.17% daily interest with GCredit, payable in 30 days billing cycle
• GLoan up to P150k and as low as 1.59% monthly interest, pay in installments up to 24 months
• GGives up to P125k with zero downpayment, pay in installments up to 24 months
• Borrow Load worth P50 to P299 load promos across all networks, payable up to 14 days

Interest Rates and Fees:
Monthly interest ranges from 0-6.99%, with annual percentage rate (APR) of 22.1% to 89.9%
Processing Fees of 0-7.5% of loan amount.

Sample Loan Calculation:
Loan Amount: ₱ 5,000
Loan Term: 3 months
Interest Rate: 2.49%
Monthly Installment: ₱ 1,791.17
Total Loan Cost: ₱5,373.50

Fuse loan products are only available to eligible, fully verified Filipino customers.

Fuse Financing Inc. doing business under the name and style of Fuse (formerly: Fuse Lending Inc.) is regulated by the Securities and Exchange Commission with Company Registration Number: CS201617622 and Certificate of Authority to Operate as a Financing Company: 1317

MANAGE YOUR WEALTH EASILY
• GSave - one savings marketplace
- high interest rates from trusted bank partners
- no minimum deposit or balance
- easy to open, manage, and access anytime
* GStocks - Instant approval, become a part-owner of the top local companies for as low as P500
* GFunds - Managed by experts, easy application, risk profile assessment, and a wide selection of funds for as low as P50
* GCrypto - Instant approval, curated cryptocurrencies for as low as P200

BE EXTRA READY & PROTECTED WITH INSURANCE
• Hospitalization & Accident Insurance staring P59, up to P1.2M coverage for medical expenses and critical illnesses
• Get Travel Insurance in fast as 5 minutes, starting P350. Up to P2.5M coverage
• Scam Protection for express send transaction, for only P30 for 30 days. Up to P15k coverage

CASH IN ONLINE & OFFLINE
• In-app: partner banks or online banking with Instapay
• Over-the-counter: Cebuana Lhuillier, Villarica, Touchpay, and more

PLANT REAL TREES BY COLLECTING GREEN ENERGY
• Earn and collect Energy Points through GCash transactions, then our partners will plant real trees in various Philippine forests

8F W Global Center, 9th Avenue cor., 30th St., Taguig City, Metro Manila Philippines

Ratings and reviews

Though a great app, the only annoying problem I have is its "Slow Connection Error." Whenever I inputted the code, it would take ages. I'd have to click the number over and over again just to enter. Once I've entered, my account's cash amount is "Processing," and it's basically so frustrating whenever I need to make an express send at the most important time. Fix this [I've used both and WiFi (both are strong) but it still wouldn't work.

It's absolutely the worst camera verification system I've ever seen. You can literally shove your ID right up in your camera and it would keep saying "Scan the front side of ID" and constantly switch between "Hold still" even if you're not moving. And after scanning the front side for how long, the camera BLURS when it's time to scan the back side. Completely difficult to use and verify. Not to mention the amount of bugs the app has. For an app that's used by many it's so unoptimized.

There are a lot of errors, especially when I tried to log into my account and the OTP took so long to send. I tried to force close the app, restart my phone, find a good signal, yet it's still delayed. Help center has no use. I sometimes wait for a few minutes without resending the OTP, but when I do, It sends so many OTP to every time I put one of them. It just says, "Wrong OTP." I hope this gets to be fixed because this app is connected to money.

What’s new

Introducing cashless commutes! No need to line up at the MRT or struggle with bills and change. You now have three ways to pay via GCash:
Tap your phone
Scan your QR
Tap your GCash Visa card

Also, looking for extra safe and secure investments? GBonds is here! Access it straight from the GInvest icon today.