M&T Mobile Banking

M&T Bank

About this app

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App¹ built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®¹ to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability²
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee³
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you


Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.³To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.

Ratings and reviews

Only reason Im not giving it one star is because when it works, it's a great app. Unfortunately, that's only about 10% of the time. The rest is failed attempts to login due to mobile banking being unavailable. If this was only once or twice it'd be fine, but it happens literally every week. Very unprofessional and a poor way to interact with customers. Quit playing around and program an app that works!

Garbage app. Have to close and re-open 5 times minimum for the thing to load and pop up the fingerprint login. That's if you're lucky. Sometimes you'll just need to try again the next day, or the day after. Pretty much useless. Update: the only answer to a garbage app is the canned response of making sure to have the latest version installed (I do. It's just as bad as the last version) or to spend time calling a customer service line. Defeats the purpose of app convenience

There is some kind of pop-up in between the log in screen and the online banking screen that is prohibiting the user from reaching the actual content. I hope the developer takes note of this glitch and fixes it soon. So far I have tried clear cache clear storage re do all permissions and clean uninstall and install and no improvement yet. Update 5/19/24: Login issues all the time, app stalls after entering credentials and never goes to account. Online banking login fine. Bad app bad support.

What's new

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
- Upgrades to improve performance and reliability
- Other minor fixes and updates