U.S. Bank Mobile Banking

U.S. Bank Mobile

About this app

Security at your fingertips
• Log in with your credentials for digital services at usbank.com. Don’t have online access? Enroll with the app. • Be alerted to duplicate charges, suspicious activity, and low balances.
Manage accounts and cards
• View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores.
• Set travel notifications, lock & unlock cards, and more.
• Add cards to mobile wallet.
• Select your language preference – English or Spanish.
Personalized Insights
• Review monthly spending in key categories, like Food & Dining.
• Get recommendations on how to save and grow your money based on your spending history.
U.S. Bank Smart Assistant®
• Manage accounts by asking "What’s the routing number for my checking account?" • Move money by saying “Transfer $50 from checking to savings.”
Easy money movement
• Send & request money with friends and family using Zelle®2. • Quickly deposit checks, now with increased limits.
• Pay & manage bills in one spot.
• Make transfers between U.S. Bank accounts.
Explore products
• Find new accounts, credit cards, loans, small business accounts, & more. • Apply from the app and often get a decision within minutes.
Help when you need it
• Explore the Help Center for answers to commonly asked questions.
• View banking demos on Digital Explorer.
• Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you.
U.S. Bancorp Investments, an affiliate of U.S. Bank
• View U.S. Bancorp Investments accounts & balances.
• Make transfers between U.S. Bank accounts & U.S. Bancorp Investment accounts.
1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard.
2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Requests for money with Zelle® sent to a U.S. mobile number require that the mobile number first be enrolled with Zelle®.
U.S. Bank and U.S. Bancorp Investments is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Investments Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035.
Investment and insurance products and services including annuities are:
Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
For U.S. Bank:
Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC.
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.
For U.S. Bancorp Investments:
Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Ratings and reviews

The app is garbage. 1) Account details won't load half the time and you can't go back when it freezes. Have to completely close the app and start over. 2) when I make my monthly payment it doesn't show up anywhere except for one small note for 3 days. There is no payment history page and no pending payments! So I made my payment and then 2 days later I couldn't remember if I paid it and I ended up making a duplicate payment! IDIOT APP!

Best bank in town if you have one in town, and their app is easy to use, navigate, and works like a charm! I gave up on credit unions when any I joined kept snail-mail spamming me with offers of Life Insurance that I didn't ask for. US Bank is great for VETS! Being a US military veteran, I am exempt from certain modest fees that I might otherwise have to pay. App allows easy viewing of my accounts' balances and details, everything I do with the app is done INSIDE the app. Nice!

This app has a lot more options than I'm used to with financial institutions. Sometimes the notifications come while an update is occurring so it could get difficult to use. But the notification comes through so you know something is happening. One downfall I've noticed is you don't get notified when you log on. So if you're password was stolen without your knowledge and used you wouldn't know, and there isn't a 2 step authentication method. I wonder if my finger print overrides those features?

What's new

We’ve updated Smart Assistant to make it quick and easy to manage your money.

• Smart Assistant now gives you visibility into when both deposits and credit card payment funds are made available in your account.

• Smart Assistant can help you pay bills by prioritizing bills that are due and upcoming.

• Smart Assistant will track your card for you to ensure you know exactly when to expect it.