UKG Wallet

Kronos Incorporated

About this app

Count on UKG Wallet™ being there for you to give you access to your earned wages from the hours that you have worked before payday. Effortlessly manage bills, navigate fees, and handle unexpected expenses with our convenient digital tools. Powered by Payactiv, UKG Wallet gives you the foundation to keep your finances on track and the tools you need to stay financially fit on your life-work journey. No loans, no interest–just your money, in your hands and with UKG Wallet, you’ll get:

Earlier access to your money
• Get your paycheck up to 2 days early²
• Get your government payments to 4 days early2
• Immediate access to earned wages3

Spending and Saving tools to stay on track with your financial goals
• Always know what’s safe to spend
• Track your spending habits at a glance
• Receive low balance alerts
• Set up auto transfer from earned wages3

The UKG Visa Card*- The card without the hidden fees
• No minimum balance requirements
• No overdrafts
• No monthly or inactivity fees
• Surcharge-free withdrawals at 37,000+ MoneyPass® ATMs
• Free integrated bill pay
• Cash withdrawal at tellers in participating banks
• Send and receive funds to other enrolled members with no transfer fees

Convenience and security you can count on
• Use the card with Google Pay or Apple Wallet
• Touchless payments at stores
• Covered by Visa’s Zero Liability protection4
• Lock or replace lost or stolen cards
• 24/7/365 support in English and Spanish

Please note, UKG Wallet is only available to authorized customers of UKG.
-----
1 Central Bank of Kansas City does not administer, nor is liable for earned wage access. The UKG Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 [phone], 24 hours a day, 7 days a week.

2 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Wallet Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator.

3 Earned Wage Access requires employer participation.

4 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

Ratings and reviews

Has to be the App with the most bugs to it I've ever had the misfortune to put on my phone. Examples: I enter in my Bank account. It takes it and recognizes it. Can't access funds and puts you in a loop of checking your account or adding it. My debit card shows as my default card. Just used it to verify it works and it tells me on this App to make sure my card is unlocked. Uninstalling and warning people now, don't waste your time and frustration.

I initially thought there had to be some kind of catch that it couldn't really only cost $2 to get up to $500 advance on my check but I've used it several times now and it is honest and up front. Only $2. Just be careful not to get yourself caught in a cycle where you're never getting a full check bc you're borrowing every pay period. But for real, $2 is cheaper than a late fee or an overdraft fee...just saying!

If you going to offer a earned wages application. Then you have to be consistent with updating and reporting. My company switched from Dailypay to UKG wallet and I have noticed that UKG Wallet has been reliable when it wants to be and unreliable when you don't want it to be when it comes to updating and accessing wages and hours worked. I noticed this happeneds at the end of pay periods. This lack consistency makes this application almost unusable.

What's new

We regularly update the UKG Payactiv app to improve your experience. This version includes feature enhancements and performance optimizations