BMO Mobile Banking

BMO

About this app

With the BMO® Mobile Banking app, completing everyday transactions is quick and easy so you can get on with your day, your way. Plus, BMO Mobile Banking is safe and secure, so you can confidently bank on the go.

We work hard to protect your confidential information and privacy. Rest assured that you are protected by our 100% Electronic Banking Guarantee. We will reimburse you 100% for any losses to your personal bank accounts resulting from unauthorized transactions through BMO Mobile Banking. For more information please visit: bmo.com/security

FEATURES:
• View your banking, credit card, mortgage, and investment balances directly from your Account Summary. View transaction history on any of your accounts.
• Transfer funds including cross currency and send Interac e-Transfers. Also, add or edit e-Transfer recipients.
• Pay bills, manage Payees, set up future-dated bill payments and view payment history
• View detailed account info, including credit card balances, due dates, minimum payments, mortgage details and funds on hold for bank accounts.
• Book an appointment
• Save your most used BMO Debit Cards or BMO personal credit cards with nicknames to sign in quickly and securely.
• Find BMO branches and ATMs

GET STARTED:
To use BMO Mobile Banking, you must be registered for BMO Online Banking. Simply sign in to BMO Mobile Banking exactly as you would sign in to BMO Online Banking. If you are not registered for BMO Online Banking, visit bmo.com/onlinebanking to register today.

Learn more at:
bmo.com/mobile
BMO Bank of Montreal
bmo.com

PRIVACY DISCLOSURES
You acknowledge and understand that this app incl. updates or upgrades may (i) cause your device to automatically communicate with BMO’s servers to deliver the functionality described above and to record usage metrics, (ii) affect app-related preferences or data stored on your device, and (iii) collect, use and disclose personal information as set out in our BMO Digital privacy policy. You can withdraw your consent at any time by uninstalling the app. For help please contact us at:

BMO Bank of Montreal - [e-mail]

®Registered trade-mark of Bank of Montreal
®* INTERAC, the INTERAC logo and INTERAC e-Transfer are registered trade-marks of Interac Inc. Used under license.

Ratings and reviews

Decent. Convenient. My only thought: I'm certain (some updates back) I could set my maximum transactions and per transaction or per day within the app, on the fly. It doesn't appear that I can anymore, and am stuck at ..250$/transaction.. or something like that. I'm sure, before, I could lower it to like 20$ or raise it to 1200$.. so at times I needed extra for a purchase, I could change it. And for the time I'm not using it (after said purchase) I could lower it, incase it got lost/stolen.[thx]

have not been able to log into my bank account on the app for well over a week through the app, every time I try it says there's an issue on your end. when I try the website it works, and a quick google says theres no app outages. I understand the occasional outage, but this is getting ridiculous, and seems to be an issue only I am facing. Have given it time and even tried to uninstall and reinstall multiple times, continues to not work.

update 2026: app is still useless. Can't log in or do any banking. It's been escalated and nothing still. They are aware of the issue but I guess it's easier for them to collect fees from missed payments. I can't even pay my mortgage right now. Scary to bank with BMO these days. Now the app makes me verify myself everytime I log in. It's now just a nightmare to use. Please fix. Latest update messed up a good thing.

What’s new

• New Blue Rewards and offers experience with enhanced rewards functionality.
• Mandatory update to support new sign-in features and security enhancements.