BMO Mobile Banking

4.6
98.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

With the BMO® Mobile Banking app, completing everyday transactions is quick and easy so you can get on with your day, your way. Plus, BMO Mobile Banking is safe and secure, so you can confidently bank on the go.

We work hard to protect your confidential information and privacy. Rest assured that you are protected by our 100% Electronic Banking Guarantee. We will reimburse you 100% for any losses to your personal bank accounts resulting from unauthorized transactions through BMO Mobile Banking. For more information please visit: bmo.com/security

FEATURES:
• View your banking, credit card, mortgage, and investment balances directly from your Account Summary. View transaction history on any of your accounts.
• Transfer funds including cross currency and send Interac e-Transfers. Also, add or edit e-Transfer recipients.
• Pay bills, manage Payees, set up future-dated bill payments and view payment history
• View detailed account info, including credit card balances, due dates, minimum payments, mortgage details and funds on hold for bank accounts.
• Book an appointment
• Save your most used BMO Debit Cards or BMO personal credit cards with nicknames to sign in quickly and securely.
• Find BMO branches and ATMs

GET STARTED:
To use BMO Mobile Banking, you must be registered for BMO Online Banking. Simply sign in to BMO Mobile Banking exactly as you would sign in to BMO Online Banking. If you are not registered for BMO Online Banking, visit bmo.com/onlinebanking to register today.

Learn more at:
bmo.com/mobile
BMO Bank of Montreal
bmo.com

PRIVACY DISCLOSURES
You acknowledge and understand that this app incl. updates or upgrades may (i) cause your device to automatically communicate with BMO’s servers to deliver the functionality described above and to record usage metrics, (ii) affect app-related preferences or data stored on your device, and (iii) collect, use and disclose personal information as set out in our BMO Digital privacy policy. You can withdraw your consent at any time by uninstalling the app. For help please contact us at:

BMO Bank of Montreal - Privacy.Matters@bmo.com

®Registered trade-mark of Bank of Montreal
®* INTERAC, the INTERAC logo and INTERAC e-Transfer are registered trade-marks of Interac Inc. Used under license.
Updated on
Nov 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.6
96.2K reviews
Victor Amyotte
January 7, 2026
Not the apps fault but they are the only bank that I've ever dealt with that will take credit away from you even if you pay your bills on time! They took my credit card, line of credit and reduced my overdraft and all within one month of each other with no warning of it happening! All this just in time for Christmas I would love to leave them but now I owe all the money and have my pay and payments going thru them so I'm stuck! I recommend nobody to BMO ever!!!
2 people found this review helpful
Did you find this helpful?
BMO
January 7, 2026
Hello Victor! We are sorry about the experience you had and we would like the opportunity to review this situation with you. I invite you to give us a call at 1-877-225-5266 to speak with our Lending Specialists. Thank you! -Josie
Joanna Wooldridge
November 19, 2024
Several time per week, this app does not let me sign in; it just shows the loading wheel before an error screen pops up. I also bank with two other banks and have never, not once, had trouble logging into their apps. I haven't needed to uninstall/reinstall them, I haven't had to troubleshoot what's wrong. Their apps just...work. BMO, this is beyond unacceptable. If you are going to have an app, make sure that it consistently works so that people can check their accounts with frequency and ease.
122 people found this review helpful
Did you find this helpful?
BMO
November 20, 2024
Hello Joanna, thank you for your feedback! We are sorry for the inconveniences caused by this experience. Rest assured that we'll escalate this situation to our app developers for upcoming updates. Should you experience any issue signing in your session, please give us a call at 1-877-225-5266 and we'll look into this with you. Thank you! -Josie
Kim H
July 30, 2022
Been using the app for years without issue. The past few weeks I have been unable to log in to the app (tho using a browser works just fine). I've cleared cache, uninstalled, restarted, installed again, changed password multiple times... I'm now getting a "timed out" error message after trying to do a forced 2-step verification process. I called the 1800 number as noted in the error message and the rep was not helpful at all... By reading recent reviews, I say another fix is needed ASAP!
75 people found this review helpful
Did you find this helpful?
BMO
August 1, 2022
Hi Kim, thank you for sharing your feedback. We're sorry to learn of the login issue you're experiencing. Please try uninstalling the app, clear the cache on your device, restart your device and then reinstall the app. If the issue still persists afterwards, please call us at 1-877-225-5266 and a specialist will help you further. Thank you. - Kin

What’s new

You may have noticed more updates lately and we know this can be disruptive. We appreciate your understanding as they are required for our new sign-in features and security improvements.

Fixes:
• Biometric sign in fixes
• Fixed black screen experienced by some users when opening the app
• Fixed issue where some users got stuck loading when using filters
• Enhancements to reduce app crashes