4.7
1.9K reviews
50K+
Downloads
Content rating
Everyone
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About this app

Get more of what you love with Target Circle Card Reloadable Account, including 5% off at Target¹, free shipping on most items on Target.com², and free cash reloads at any Target location³.

The Target Circle Card Reloadable app allows you to:
Quickly access your available balance
View the details of all your active and completed transactions
Easily manage your account on the go, wherever you are!

Additional features & benefits include:
No monthly fee
Get your pay up to 2 days early with free early direct deposit⁴
Free subaccounts to keep your family spending on track

Use your card to shop online or in stores anywhere Visa® debit cards are accepted.

Visit targetcirclereloadable.com for more information. This app is only for Target Circle Card Reloadable Accounts - for Target Circle Card Debit or Credit, see Target.com/CircleCard.

¹5% Target Circle™ Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com, except on prescriptions and other CVS pharmacy products; Target GiftCards; Visa, Mastercard and American Express prepaid cards; Game On, DraftKings and other sports betting gift cards; Starbucks gift cards purchased at Starbucks locations within Target stores; previous purchases; clinic services at Target; Target Optical eye exams and protection plans; Target Circle 360™ memberships; Shipt memberships; alcohol purchases in IN; some independent businesses in Target stores; wireless protection programs and mobile carrier deposits; gift wrapping services; and taxes, shipping, delivery, handling and all other fees or charges. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target GiftCards received in the transaction. New cards subject to application approval. Additional restrictions apply. See full program rules in store or at Target.com/CircleCard for details.
²Free shipping available on Target.com purchases when you use your Target Circle Card. Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Fees may apply to Shipt deliveries. Select items may have a minimum purchase threshold. Not valid on previous orders. See program rules in store or Target.com/CircleCard for details.
³Free cash reloads only available at Target store locations. Must use Reloadable Target Circle Card app to generate a barcode. Only certain specific denominations can be selected. Message and data rates may apply. Cash reloads outside of Target locations incur a fee of up to $3.95 per transaction.
⁴Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. See additional fees, terms and conditions at targetcirclereloadable.com.

Target Circle™ Card Account is a demand deposit account established by Pathward®, N. A., Member FDIC. Account terms, conditions, and fees apply. Please see Deposit Account Agreement for complete details. Card can be used everywhere Visa® debit cards are accepted. Card is issued by Pathward pursuant to a license by Visa U.S.A., Inc. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. Target and InComm Payments are not banks or FDIC-insured institutions and the FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured institution. Pathward, N.A., is an FDIC-insured depository institution.
Updated on
Jul 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Photos and videos
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
1.86K reviews
Otacon Magoo
April 30, 2025
This rating isn't for the app. It's my personal opinion on the card itself, I activated the card today, and the severe lack of flexibility on loading the card with any amount you can afford, having the in-store loading options to only cash up front and not being backed by a financial institution that allows account growth when not in use just seems to make this card's use very limited. It seems better to get a OnePay card where you get more than getting less with this card.
1 person found this review helpful
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Interactive Communications International, Inc.
May 2, 2025
Thanks for the feedback! In addition to cash, you may load your Target Circle Card Reloadable Account through Direct Deposit, ACH transactions initiated from your bank account, mobile check deposit, or receive money from another Target Circle Card Reloadable Account. You can also initiate credit/debit transactions from your PayPal/Venmo accounts.
Kassie Skelton
January 23, 2023
Trying to add money by check (because Target advertises adding money from a bank account...this seems to be the only way), and the app crashes continually so it's impossible. Short of going to a Target, which is at least a half hour drive for me, there's no other way to add money to this card. Also the Target app still does not recognize the card as a RedCard. This has so far been a total waste of time.
20 people found this review helpful
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Interactive Communications International, Inc.
January 23, 2023
Thank you for your feedback, Kassie. You may be able to add money to your RedCard Reloadable account from your checking or savings account by initiating a transfer from your bank account into your RedCard Reloadable account. Please consult your bank for transfer timing information.
Kelsy M.
February 3, 2025
Was good, now this update happened and the layout is senseless. It was convenient to have my account and subaccount in one place. Open the app, transfer money, continue with my day. Simple 1, 2, 3. Whose idea was it to place the subaccounts in another page creating unnecessary steps to simply transfer money? So now, instead of being able to see all your accounts and transfer money in one place, you have to go tapping around the app. I don't want to spend more time in an app than I need to.
2 people found this review helpful
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Interactive Communications International, Inc.
February 3, 2025
Kelsy – Thank you for taking the time to provide your feedback as we strive to ensure your experience is top notch, keeping in mind that needs are unique for each person.

What’s new

- Performance improvements
- Minor bug fixes