UBL Digital - Safe Banking

4.7
466K reviews
5M+
Downloads
Content rating
Everyone
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About this app

UBL Digital App brings the exciting features of Digital banking on smartphones and Wear OS.

UBL Digital: Redefining Convenience and Security in Banking!

Manage your finances with ease using UBL Digital, the ultimate mobile banking solution. Perform secure transactions, pay bills, transfer funds, and access a host of banking services—all from your smartphone. Whether you're at home, work, or on the go, UBL Digital ensures banking is always at your fingertips.

Opening a UBL Account is instant:
Simply provide your CNIC and biometric verification, and get access to a bank account with a Debit card within minutes! No branch visits. No phone calls. Simply launch the UBL Digital App > Tap on ‘Open Smart Account’.

Stay in control & safer than ever:
• Benefit from advanced security controls that protect you from fraud.
• Use biometric verification such as fingerprint and face scan to keep your money safe at all times.
• No need to write down your bank account details, just view and share via the UBL Digital App.
• Track all your transactions, check your account balance, and view/download your account statement anytime.
• Lock/unlock your card, order new cards/cheque books, and change your banking limits in seconds up to Rs. 10 million from within the app.
• Enable/disable NetBanking access via your app, to keep your account safe and private.
• Experience banking on your Wear OS

Hassle-free banking that’s fast & secure:
• Quickly send & receive money via account details, CNIC, mobile number, or QR code. Funds transfer is that easy!
• With over 100+ global remittance partners, you can receive money online from anywhere in the world.
• Use the app to manage all your bill and fee payments ranging from utilities, to government, to education fees and more.
• Schedule payments for all your bills or fees in advance on the app. Set it and forget it! Bills get paid automatically, saving you time and stress.
• Pay multiple utility bills on the app with just one tap!
• Pay zakat quickly and easily on the app by selecting from our list of renowned charitable organizations.
• Find nearby UBL branches, offices and ATMs, and get alerts for new card discounts and promotions.
• Manage viewing your balance, make payments to favourites, lock your debit card, and check transaction history from your Wear OS.

How to Get Started:
1. Download the UBL Digital app from the Play Store.
2. Log in using your UBL account details or sign up as a new user.
3. Start exploring the convenience of digital banking!

Download UBL Digital today and join millions simplifying their banking experience!

Follow us - @ubldigital all channels!

https://www.facebook.com/UBLUnitedBankLtd
https://www.instagram.com/ubldigital
https://twitter.com/ubldigital
https://www.linkedin.com/company/united-bank-limited
Updated on
Jan 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
464K reviews
dollie doll
August 2, 2024
What in God's name you ppl are doing! App keeps taking longer to retrieve user info or login. Can't make payments to same user i have been paying for years! Service getting worst for overseas! Your upload cnic button doesnt work. I tapped that button several times and it didnt work. Trying to scan the cnic or the overseas card doesnt work either. App is as useless as the bankers in the bank. Thank you for making our lives more miserable and tough than it already is.
3 people found this review helpful
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United Bank Limited
June 5, 2024
Dear User, we sincerely apologize for the unfavorable experience. We do understand your concern. However, we need specific details regarding the issue that occurred. Kindly share your details with us on our Facebook official page www.facebook.com/UBLUnitedBankLtd. Do click on "Talk to Agent" to have your chat parked to our agents.
zubair ashraf
January 3, 2026
What the hell...! I have to update this application even after every month. I don't have enough space in my device. I uninstalled all apps but can't still update it. Just think about that you are in trouble or in emergency situation and you have to transfer some money to anyone, you open UBL app and you receive a notification of update on it and you can't even open the app. I rate it by one star, if i can rate below one star i will surely rate this below one star.
19 people found this review helpful
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United Bank Limited
January 10, 2026
Dear Zubair, we sincerely apologize for the inconvenience caused by the update requirements. These regular updates are essential for maintaining the highest level of security and performance for your transactions. We value your feedback and are continuously working to optimize the app's size and performance for all devices
Abuturab Haider
January 3, 2026
Good banking app with a clean and user-friendly interface. UBL’s app works well for people who work online or manage their bank accounts from other countries. It can be easily controlled from abroad and is useful for overseas Pakistanis sending money to Pakistan. However, when remittances are received, a small amount is deducted immediately after the transfer and then another small amount is deducted again. This double deduction needs clarification. Overall, a good and reliable banking app.
2 people found this review helpful
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United Bank Limited
January 10, 2026
Dear Haider, we sincerely apologize for the unfavorable experience. We do understand your concern. However, we need specific details regarding the issue that occurred. Please contact us on our WhatsApp platform at 021-111-825-888 along with your details and the agent will assist you accordingly.

What’s new

With this update:
1. Stay on top of your money! With Mini statement, you can view up to your last 10 transactions instantly and get a quick snapshot of your current position!
2. You can now view and subscribe to Ufone bundles directly from the UBL App.
3. Minor bug fixes and improvements.

App support

Phone number
+9221111825888
About the developer
UNITED BANK LIMITED
customer.services@ubl.com.pk
State Life Building No.1 4th Floor I.I. Chundrigar Road Karachi, 74000 Pakistan
+92 310 4440185

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