4.6
43.8K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Updated on
Sep 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
42.6K reviews
Casey M
July 8, 2025
Chase bank has an easy option within the app to report a lost or stolen credit card. This app directs me to a number to call, and when I call it makes me enter my credit card number just to talk to a real person. I don't have my credit card number because its lost. The user experience on the app is alright but please expand its functionalities so we can avoid the TERRIBLE customer service number- super useless.
26 people found this review helpful
Did you find this helpful?
BMO Bank National Association
July 8, 2025
Hi Casey, we appreciate your rating and review. We're sorry to hear of your overall experience with us, as this is not how we want our customers to feel about our services. Please feel free to reach us at 888-340-2265 to further review and possibly help resolve any existing or ongoing issues If you would like. We would be happy to assist – Manny
A Google user
January 27, 2019
It's been 4 days and I still can't log in. Tells me to use the "new app" which is what i had just with a different name. I try to put in my info and it tells me it's incorrect. I've been banking with this bank since I was a child when it was M&I. I loved that back. Ever since the switch I've had more fees, terrible service, and issues that should have never happened had the bankers been diligent in doing their job the correct way. I'm ready for a new bank.
13 people found this review helpful
Did you find this helpful?
Travis Anderson
July 14, 2021
Have been using this app for around 2 years now, good for a quick check of my balance. However, since I've downloaded the app, I have not been able to open extra controls, i.e. Debit Card, extrenal webpages in-app, etc. Opens up a blank webpage every time. I have to call Cust. Serv. every time I need something other than checking my balance. Meanwhile, on CS, they tell me I can access it through the app instead of calling. Vicious cycle. Will raise review if/when the issue has been resolved.
18 people found this review helpful
Did you find this helpful?
BMO Bank National Association
July 14, 2021
We apologize for the difficulty that you've experienced, Travis. We'd like the opportunity to help and take a closer look to help you troubleshoot. Please give us a call at 1-888-340-2265 to speak with our online team and we'll gladly look into this for you. - Manny

What’s new

We're always working to improve the banking experience, update includes:
• Credit card enhanced replacement services.
• Credit card enhancement enabling end-to-end oversight of card status and fulfillment.
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!