BMO Digital Banking

BMO Bank National Association

About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

Chase bank has an easy option within the app to report a lost or stolen credit card. This app directs me to a number to call, and when I call it makes me enter my credit card number just to talk to a real person. I don't have my credit card number because its lost. The user experience on the app is alright but please expand its functionalities so we can avoid the TERRIBLE customer service number- super useless.

After years of no issues at all, for the last few months the app locks me out of my account every couple of days. I'm on my 7th password and have to call in to get it unlocked because I'm not charging it anymore. The phone reps tell me I'm entering the password incorrectly even though I'm not. This last week has gone to daily lock outs. I talked to a supervisor a month ago. I've never had an issue like this with any app. They aren't giving me any choice but to leave.

It's been 4 days and I still can't log in. Tells me to use the "new app" which is what i had just with a different name. I try to put in my info and it tells me it's incorrect. I've been banking with this bank since I was a child when it was M&I. I loved that back. Ever since the switch I've had more fees, terrible service, and issues that should have never happened had the bankers been diligent in doing their job the correct way. I'm ready for a new bank.

What’s new

We're always working to improve the banking experience, update includes:
• Zelle® enrollment expanded to allow users ages 13-17 (restrictions apply).
• Enhancements to Savings Goals.
• Refined search capabilities.
• Minor bug fixes and performance improvements
Turn on automatic updates so you always bank with the latest features & enhancements!