Amex Business Blueprint™

American Express

About this app

GET A CLEARER PICTURE OF YOUR CASH FLOW
Designed for small business owners like you, the free American Express Business Blueprint™ app offers a single location to view a current snapshot of your account balances across:
• Your American Express product.
• The external accounts you’ve linked to your Business Blueprint dashboard.

GAIN NEW INSIGHTS INTO HOW MONEY MOVES IN AND OUT OF YOUR BUSINESS
Use easy-to-understand graphs and personalized cash flow insights about your account balances, expenses, and transactions across your select accounts to track specific details, such as:
• Changes in your cash flow – month to month, quarter to quarter, year over year, or select a custom time frame for comparison across different points in time .
• Money in, money out by category.
• Expenses – consolidated and presented as numbers or graphs.

Check your Business Blueprint app regularly to identify and anticipate patterns – when there may be highs or lows in your cash flow – so you can plan accordingly to keep your business moving forward.

MAKE MORE INFORMED SPENDING AND SAVING DECISIONS
Receive expense alerts and account balance projections that can help you budget, as you identify and anticipate possible upcoming gaps in your cash flow.

STREAMLINE TASKS
With your Business Blueprint app, you can also take loans, transfer money, and pay vendors, depending on which American Express products you have.

UNLOCK THE POWER OF BUSINESS BLUEPRINT
As you plan for future highs and lows in your cash flow, use the Business Blueprint app to explore and apply for a suite of products that provide continued support as you grow your business.

• American Express® Business Line of Credit***
Flexible access to business financing: use what you need when you need it and only pay loan fees on what you use.

• American Express® Business Checking
The digital business checking account with no monthly maintenance fees, 24/7 support, and the ability to earn Membership Rewards® points.****

• American Express® Payment Accept
Accept all major card payments from your customers.

* With American Express Business Blueprint™, customers can view their select business products that automatically appear on their dashboards at login. These products include American Express® Business Line of Credit, American Express® Business Checking, American Express® Payment Accept, and American Express® Business Credit Cards. Customers may also view the eligible external business bank and card accounts they choose to link to Business Blueprint.
To see the full Terms and Conditions, copy and paste the following link into your browser and scroll to the bottom of the page: https://www.americanexpress.com/en-us/business/blueprint/

** To see the full Terms and Conditions, copy and paste the following link into your browser and scroll to the bottom of the page: https://www.americanexpress.com/en-us/business/blueprint/insights/

*** To see the full Terms and Conditions, copy and paste the following link into your browser: https://www.americanexpress.com/en-us/business/blueprint/terms-and-conditions/business-line-of-credit/

**** Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.
American Express® Business Checking is offered by American Express National Bank. Member FDIC

To log in, users must have an existing American Express user ID and password or create one. All access to and use of this app is subject to and governed by the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service.

©2024 American Express. All rights reserved.

Ratings and reviews

The first loan application was pretty much seamless and the app was very helpful at the time. However, the app is useless now under K Servicing. After calling numerous times (and it's almost impossible to get through), sign in issues for the app have not been resolved. Also, not only is the second loan process taking much longer, but trying to change primary bank accounts has been a nightmare and still the issue had not been resolved. Disheartening.

Not being able to use biometrics to login makes this app essentially useless. It needs you to enter the password manually and then authenticate again via a code sent to your email. It's much easier to use the web browser to login instead. Additionally, I'm still able to track all my spending on the business credit cards in the main Amex app... this app allows to track my business checking account. But, I'd rather have all tracking in one place with added functionality in the primary app!

A total joke of an app and bank to work with. You would think with a name like American Express basic features like a wire transfer would work, or at the very least you could call to make one like any other bank. Nope, customer service agents are worthless and you will experience so many issues. There are so many other better options, run far from this.

What's new

Bug fixes and enhancements