MocaMoca - Safe and fast loan

Copperstone Lending Inc.

About this app

MocaMoca - Instant Cash Loans for Filipinos
MocaMoca is designed to provide express cash credit services to Filipinos in urgent need. Whether you need to pay for your children's tuition fees, purchase computers or motorcycles, or cover medical bills, MocaMoca is available for you 24/7. We've made this process incredibly convenient, allowing you to apply from the comfort of your home. We ensure that all your transactions with us are safe and secure, strictly adhering to client profile confidentiality.
🔔🔔Why Choose Us?
✔️ No hidden fees - get exactly what you apply for
✔️ 3-5 minute application - no collateral or income proof required
✔️ Fair for all - no profession discrimination
✔️ Low rates + lower fees for repeat loans
✔️ Flexible repayment
✔️ SEC-licensed & bank-level security

🔔🔔Requirements:
-Filipino citizen with a valid ID card
-Above 18 years old
-Have a stable employment or income

🔔🔔Product introduction
✅Loan amount: ₱2,000 ~ ₱50,000
✅Loan Term:
-Min 91 days (shortest, including renewal)
-Max 180 days (longest, including renewal)
✅Fees and Charges:
-Annual Interest Rate (APR): Maximum interest rate is 20%
-Service Fee: 5%-10% (The service fee will be charged upon repayment)
-Other fees: There will be no other fees. Absolutely no hidden charges.
⚠️Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit.

🔔🔔Loan case sample
If you apply for a loan with a principle amount of ₱5,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the service fee is 10%, and other fees is 0, the you will need to pay:
Amount in hand: 5,000
Service fee: 5,000*10% = 500
Total interest fees: 5,000*10%*180/365=246
Total Payable Amount at due date: Loan amount + Service fee + Interest Fee=5,000+500+246=5,746
Monthly repayment: 5,746/6=957

🔔🔔Repayment Methods
-E-wallets: GCash/Maya/Shopeepay/etc.
-Bank transfer: BDO/MetroBank/BPI/PNB/LandBank/etc.
-Convenience stores: MLhuillier/RD Pawnshop/7-11/RD Pawnshop, Cebuana/etc.
-Others: QR code/online transfer/etc.

🔔🔔Company Information
Company name: Copperstone Lending Inc.
SEC Registration No. 2021050012959-04
Registered Business Name: MocaMoca
CERTIFICATE OF AUTHORITY NO.3454
Note: Please study the terms and conditions of the Disclosure Statement before proceeding with the loan
Address:
The Penthouse, Marajo Tower, 26th st. Cor. 4th Ave. Bonifacio Global City 312 Metro Manila Fort Bonifacio, Taguig City, Fourth District, National Capital Region (NCR), 1634

❤️❤️Contact Us
✉️Email: [e-mail]
📞Hotline: [phone]
📱Online service: You can reach the online customer service via MocaMoca App.
💻Website: mocamocatech.com
⏰Customer service working hours: 8AM - 8PM

Ratings and reviews

Applying for a loan using this app was a seamless process. It's easy to download, simple to register, and the application process is quick with minimal information required. The review process was fast, the results were issued promptly, and the loan was disbursed quickly. The repayment reminders were thoughtful, there were no hidden fees, and I could check my repayment progress at any time. I really enjoyed it!

This loan app is truly useful! Downloading went smoothly, and after installation, operation was seamless, with no unnecessary steps. The application process was simple, requiring minimal documentation, and submission was quick. The review process was fast, the results were issued promptly, and the loan was disbursed quickly. The loan amount met my needs, and there were various repayment options. I could also check my loan details at any time. It was fantastic!

After using this loan app, getting a loan has become incredibly easy. It's easy to download and register, and the application only requires a few minutes to complete. The review process was incredibly fast, and my application was approved shortly after I submitted it. The loan was disbursed promptly, with prompt repayment reminders. There are no hidden fees, and I can always check my loan details, which is incredibly worry-free!

What’s new

Added support for Android 15 compatibility.

Fixed several known bugs.

Optimized performance and user experience.