Tide - Business Bank Account

Tide Platform Ltd

About this app

Tide is a finance platform designed to save SMEs time and money.

The Tide Platform is a UK business bank account built for small businesses, sole traders, freelancers and everything in between – because we believe that every business owner should be able to focus on doing what they love.

Join over 1,000,000 businesses using Tide to manage their money and download our business banking app today.

Tide offers bank accounts provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).
View your business’s money, payments and savings, all in one handy financial app!

OPEN A FREE ONLINE BANKING ACCOUNT IN MINUTES
• Free business Mastercard – with no monthly fees or hidden costs
• Access your business bank account on any device, in-app and desktop
• Your UK bank account has FSCS protection of up to £85,000
• Switch to Tide easily using our switching service


GET PAID EASILY
• Create and send personalised invoices in minutes
• Track invoices – match payments to invoices and mark as paid
• Use our Payment Links to get paid straight away and keep an eye on payments
• Take contactless payments on the go with our new Card Reader (subject to eligibility) for simple business transactions
SAVE MONEY SMARTER
• Open a Business Savings Account and boost your balance
• Start earning interest on business savings up to £50,000
• Be confident in your financial decisions and start saving from £1

CONTROL YOUR BUSINESS EXPENSES
• Take control of your business bank account outgoings, and spend with our team Expenses cards – order up to 50 for your team
• Set individual money spending limits for each card and give your team more spend flexibility
• Scan and upload multiple receipts, then auto-match them to the payments and spend transaction
• Quickly make payments from your device with Apple Pay and Google Pay
• Keep an eye on all your business savings in one place

MAKE ACCOUNTING A BREEZE
• Tag income and expenditure with labels of your choice
• Sync up with your accounting software – connect to Xero, QuickBooks, Sage, and more, or give your accountant access
• Track the financial performance of your business payments with automated profit and loss reports
• Prepare Self Assessments and VAT returns seamlessly with our accounting software


GROW WITH OUR BUSINESS LOANS
• Compare and apply for business funding without impacting your credit score
• Choose from a range of loans to suit your business

STAY IN CONTROL
• Freeze your card if you lose it, reorder a free replacement in a few taps
• Make payments abroad for free – with no sneaky foreign transaction fees
• Card PIN reminder – access your PIN in the app, safely and securely
• Withdraw or deposit money at any time and keep track of your business savings

What people are saying about Tide
• “A disruptor in the conventional banking system… it’s proving popular.” – BBC News
• “Tide is making waves in the previously staid world of business banking.” – The Telegraph

Ready to get started with a smart online bank account? Sign up for our business bank account in minutes today.

Visit our website: www.tide.co

Like us on Facebook: www.facebook.com/tidebanking

Follow us on Twitter: @TideBanking

Follow us on Instagram: @tidebanking

Address: 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL


Tide is built around our community, and we’re constantly working to bring you brilliant new features.

See what’s new: https://www.tide.co/blog/new-feature/

💙 Tide | Do what you love 💙

Become your own boss in 2024. Download the Tide app to get started

Ratings and reviews

Green line photo verification doesn't work. As such unable to verify or access my account. Called up for help. Spoke to a reluctant individual assuming I'm doing something wrong and keep trying. I can assure you, in not. Not so impressed. Google 6 Pro - 18/10/22 - A work around suggested by Tide to download a 3rd party app that can manipulate the screen rotation. It worked - Complicated and a potential security risk, depending on the permissions of the version you download. I standby my rating

Used for a few years now, mostly without issue for my business. A little disappointed of late to have transactions stopped for fraud checks (which is fine), but after providing information am then having to chase for follow up and release of payments, with no answer via the chat feature. Would worry me if I had lots of time critical vendor payments to make, as can take days . . .

CONS: Needs web login without mobile as an absolute pain to regain my account after I deleted app storage. The app suddenly increased storage use going from 1Gb to 1.6Gb within a week. I suspect I'm storing their diversity images shown on login, amongst other things. POS terminal too expensive so I bought sum-up during their half price deal. PROS: New business savings account with interest. Easy to set up and apply for an account, unlike Starling. App has a clean, fresh feel. Support good.