Drive Safe & Save™

State Farm Insurance

About this app

Welcome to Drive Safe & Save, a safety app that can help you save on your State Farm® auto insurance and improve your driving habits.

You’ll get a 10% discount for signing up and completing the setup steps! After the initial participation period, how you drive will determine how much you save—up to 30%.*

The Drive Safe & Save app automatically records your trips and helps you understand your driving habits—what you’re doing well and what could be improved.**

Along your recent trip routes, the app shows you opportunities for safer driving by flagging these events: acceleration, braking, cornering, phone distraction and speed. (Events are opportunities to improve your driving.)

Check the app often to see:

• Your safety scores
• How much you’re saving per enrolled vehicle
• Number of recent trips that included driving events
• Your trip routes from the last 30 days
• Number of recorded trips from the last 14 days
• Opportunities to improve your driving habits
• Number of recorded miles from the last 14 days
• Safe driving tips
• Any vehicles on your policy that are eligible or enrolled in Drive Safe & Save Connected Car

You can also:

Log in easily with any of these methods: user ID and password, biometrics or your Driver’s License
See definitions of driving behaviors and events

Change your driver status for trips when you weren’t the driver or a passenger used your phone
Learn how to use our newest features in the tips & how-tos section

State Farm cares about your privacy and won’t sell your information. Collected data is used to help you create safer driving habits and may be used to calculate the amount of your discount. Learn more about State Farm privacy practices.

*10% initial discount will apply upon enrollment. Setup is required to keep that discount. After your introductory period, discount for participating customers will vary from 1-50%. Availability and discounts may vary state-to-state (NY capped at 30%). A discount may not be available in NC depending on individual facts and circumstances. Not available in CA, MA, RI.

**After you enroll, we’ll mail you a beacon to place in your vehicle as part of the required setup steps. The beacon works together with the Drive Safe & Save app to accurately record your trips.

Ratings and reviews

I like the program, but keeping up with what trips I was driving, my passenger using my phone, or even if I wasn't driving, is a huge hassle. I didn't even realize that trips were registering when I was not the person driving for months! no wonder I barely get discounts although I am overall a good driver, and I've had this app for years! again, it's a great idea. Great people and customer service. the design needs to find a way to receive fair readings without me having to adjust every drive.

Not friendly for sports cars. Often complains of cornering, braking, acceleration. The app should be tuned to the type/capabilities of the car as to what is safe and reasonable driving. App can be a bit buggy logging in with biometrics. Had to replace beacon in both cars as they randomly stopped working at times. But I'll put up with some hassle for the discount.

I think the app works great in all but one area: phone distraction. If someone else is driving your car and you and your phone are present, getting on your phone lowers your score. Likewise, if I'm driving, but someone else is using my phone for directions, to text someone back for me, or anything else, it also registers as a phone distraction. I wish there was a way to let the app know when you're not diving distracted, other than having to turn your Bluetooth off, since that messes with music.

What's new

We made some behind-the-scene updates to help the app run more smoothly.

You can also check out a few convenient things you can do in the State Farm® app — like pay your bill, manage policy details, download your insurance cards and more.