Katapult Shop & Lease to Own

Katapult

About this app

Katapult is a lease-to-own option that helps you shop now and pay over time. No credit is required and easy, flexible payment options means that you don’t have to stress about making those important purchases. Shop great deals now with 100+ retailers and apply for a Katapult lease today.
How Katapult Works:
- Apply online or through our app
- Shop supported retailers directly through the app
- Make purchases online using Katapult during checkout
- Manage your leases and get help when you need it
- Get notified of upcoming payments
- Make payments within the Katapult app

Katapult allows you to lease-to-own the important items that you need now, without having to pay for them in full upfront.

With Katapult lease-to-own, you can take home up to $3,000 in must-have items such as furniture, electronics, home appliances, beds, mattresses, tires, and much more. Our lease-to-own option offers a fresh way to get the things you need. With Katapult, you have a lease purchase option that fits your life and there are no late fees … ever!

Step 1: Visit the Katapult marketplace and choose where you want to shop from your favorite online retailers*.

Step 2: Take advantage of $300 to $3,000 in shopping strength.

Get pre-approved to know how much you can spend, or just begin adding qualifying products to your cart. You may then apply (if you haven't already), and if approved sign your agreement, and make your first payment.

Step 3: Use Katapult to check out.

Select Katapult as the payment option in checkout. Start your lease-purchase application and once approved get the flexibility to pay over time, purchase early or even return your items. Katapult … a better way to pay.

Katapult cannot be used for every transaction, only specified items are eligible. The browser extension for Katapult cannot be used to make in-store transactions.

The path to ownership will cost more than the merchant’s cash price. Not available in MN, NJ, WI, WY. Depending on your state, the stated transaction is a rental-purchase deal (rent-to-own agreement, consumer rental-purchase agreement, or lease/lease-purchase agreement) with Katapult. It is not necessary to be an owner. You will not own the goods until you have paid in full the whole amount required to obtain ownership or you exercise your early purchase option. Payment amounts and rental terms may be found in your lease agreement.

The phrase "No Credit Option" indicates that this is not a credit, loan, or financing transaction. It does not indicate or suggest that no check into credit history or creditworthiness will be undertaken. We examine your application using numerous data points and routinely accept clients with less-than-perfect credit.

Ratings and reviews

the cart totals and what Katapult sees do not match. I went thru the process and added the card and was given a message of insufficient funds. it looks like it is not gathering the tax total. There is no where to change the total like you can on other services. I reached out to customer service and their remarks were to be more careful when placing the order. WHAT?? Your app validated the cart, there is nothing for me to mess up here. thank you for the offer but I take this as a sign.

Not worth it. At first time using this app I got approved for a $800 limit but it would not get passed any shopping cart. Now every time I try for credit limit I keep getting denied but yet I get approved for credit cards easy. Don't waste your time and tryout other credit lending apps there are better. This one seems like they collecting your information and thats it.

The app rarely ever works, it freezes up on my account page. Beware that each attempt is considered an application, and reset time varies from 72 hours to 2 weeks (eventhough they swear up and down it is 30 days). I was approved for a purchase, clicked out to unlock my bank card and when I came back... I had to do it again and was denied the second time. Customer service isnt helpful- even if you speak to a supervisor. Steer clear- I can't imagine if I was an actual customer

What’s new

Bug fixes and Improvements