Amex Business Blueprint™

American Express

About this app

GET A CLEARER PICTURE OF YOUR CASH FLOW
Designed for small business owners like you, the free American Express Business Blueprint™ app offers a single location to view a current snapshot of your account balances across:
• Your select American Express products.
• The eligible external business bank and card accounts you’ve linked to your Business Blueprint dashboard.

NEW INSIGHTS INTO HOW MONEY MOVES IN AND OUT OF YOUR BUSINESS
Use easy-to-understand graphs and personalized cash flow insights about your account balances, expenses, and transactions across your select accounts to track specific details, such as:
• Changes in your cash flow – month to month, quarter to quarter, year over year.
• Money in, money out.
• Expenses – consolidated and presented as numbers or graphs.

MAKE MORE INFORMED SPENDING AND SAVING DECISIONS
Check your Business Blueprint app regularly to identify and anticipate patterns – when there may be highs or lows in your cash flow – so you can plan accordingly to keep your business moving forward.

STREAMLINE TASKS
With your Business Blueprint app and if you apply and are approved for the individual financial products represented, you can also take loans, transfer money, and pay vendors, depending on which American Express products you have.

UNLOCK THE POWER OF BUSINESS BLUEPRINT
As you plan for future highs and lows in your cash flow, use the Business Blueprint app to explore and apply for individual products that, if you are approved, can help provide continued support as you grow your business.
• American Express® Business Line of Credit***
Flexible access to business financing: use what you need when you need it and only pay loan fees on what you use.
• American Express® Business Checking
The digital business checking account with no monthly maintenance fees, 24/7 support, and the ability to earn Membership Rewards® points.****

* To see the full Terms and Conditions, copy and paste the following link into your browser and scroll to the bottom of the page: https://www.americanexpress.com/en-us/business/blueprint/

** With the American Express Business Blueprint™ App, you can view your select business products. These products include American Express® Business Line of Credit, American Express® Business Checking, American Express® Payment Accept, and American Express® Business Cards. Customers may also view the eligible external business bank and card accounts they choose to link to Business Blueprint. Additional terms and limitations may apply. Some app features may only be available on supported devices. Message and data rates may apply.

*** To see the full Terms and Conditions, copy and paste the following link into your browser: https://www.americanexpress.com/en-us/business/blueprint/terms-and-conditions/business-line-of-credit/

**** To see the full Terms and Conditions, copy and paste the following link into your browser: https://www.americanexpress.com/en-us/banking/business/checking-account/agreement/rates-and-fees/

To log in, users must have an existing American Express user ID and password or create one. All access to and use of this app is subject to and governed by the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service.

©2024 American Express. All rights reserved.

Ratings and reviews

The first loan application was pretty much seamless and the app was very helpful at the time. However, the app is useless now under K Servicing. After calling numerous times (and it's almost impossible to get through), sign in issues for the app have not been resolved. Also, not only is the second loan process taking much longer, but trying to change primary bank accounts has been a nightmare and still the issue had not been resolved. Disheartening.

Not being able to use biometrics to login makes this app essentially useless. It needs you to enter the password manually and then authenticate again via a code sent to your email. It's much easier to use the web browser to login instead. Additionally, I'm still able to track all my spending on the business credit cards in the main Amex app... this app allows to track my business checking account. But, I'd rather have all tracking in one place with added functionality in the primary app!

You can't access the checking account. The icon just spins. Very frustrating when you can't access the checking account and that's the only way to deposit checks. The app has not worked well since Amex launched the Android version months ago. Same problems different app name. And customer service has no clue.

What's new

Bug fixes and enhancements