The driving style app from Porsche Insurance makes this possible. It records your driving behavior via GPS and translates it into a points system. If you drive carefully, your score increases and you benefit across the board:
• Reduced insurance costs by up to 20% (with a score of 96 or more)
• Reduced CO2 emissions through sustainable driving
• Safe road traffic through anticipatory driving
• Getting to know your own driving style
• You can also win great prizes via in-app challenges
What are the benefits of the driving style app?
🚗 As soon as you get into your car, open the Driving Style app and activate the recording via Bluetooth, your driving behavior is analyzed with regard to various parameters. If you always drive with foresight, the number of points will increase. If your score is between 96 and 100, you can be sure of a comprehensive insurance reduction of 20% for the coming month.
💶 But not only because of this you will have more money at the end of the month. Your anticipatory driving style will reduce the maintenance costs for your vehicle. This is because certain components of the vehicle are spared if you drive carefully.
🏆 But that's not all: We have various challenges for you over the year, such as the “Smart Driver of the Year”. This gives you the opportunity to win prizes such as € 3,000 in cash. You can use the monthly challenges to secure one of three fuel vouchers worth € 100 per month.
🌱 By the way, you are helping to make road traffic safer and protect the environment. This is because fast driving leads to increased fuel consumption and vehicle wear and tear. If you avoid such behavior, local CO2 emissions are also lower.
How does the Smart Driver App work?
After you've downloaded the app and registered, you're ready to go.
📱 Switch on Bluetooth & open the app: In order for your journeys to be used for the premium reduction, there must be a Bluetooth connection to your vehicle. If you cannot establish a Bluetooth connection on your smartphone, each trip must be started manually. To do this, press the "Start trip" button.
🥇 Drive carefully & secure the credit: The more carefully you drive, the more likely you will get a high score. This means significant cost savings for you and an important contribution to safe traffic. A classic win-win situation.
The prerequisite for correct participation is that at least 5 trips with a total of more than 150 kilometers are recorded within three active weeks per month. These participation criteria are valid as an action and are limited until December 31, 2021. For every trip that you record, the following parameters are used for evaluation:
• Compliance with the maximum permitted speed (outside Austria 130km / h is the maximum speed)
• Braking maneuvers
• Time of day
• Type of road
• Cornering speed
• Road conditions
How is the score calculated and when do I get my premium reduction?
The total score is calculated as follows:
Score / points credit *
* retroactive award credit
The booking is made between the 10th and 15th calendar day of the following month. You will receive the credit directly to your account. For amounts below EUR 3.00, the amount will be posted with the next payment.
You can find additional information about the app on our Smart Driver landing page: https://www.porschebank.at/versicherung/smart-driver