MileDeck
1+
Downloads
Everyone
info
About this app
MileDeck is the credit card miles optimizer built for Singapore.
Stop guessing which card to tap. MileDeck instantly shows you the best credit card for every spending category — dining, groceries, online shopping, travel, transport, and more — based on the actual miles per dollar rates and bonus caps.
INSTANT CARD GUIDE
Add your existing credit cards and immediately see which one earns the most miles for each category. No spending data required. The guide factors in bonus tiers, cap limits, and card priority so you always know which card to swipe first.
SMART OPTIMIZER
Enter your monthly spending and let the algorithm find the mathematically optimal card portfolio. The solver factors in:
• Miles per dollar rates across all categories
• Monthly and annual bonus caps
• Annual fees and fee waiver thresholds
• Transfer costs between loyalty programs
• Income eligibility requirements
Choose your goal — maximize miles, net economic value, or lounge access — and get a tailored strategy in seconds.
CAP TRACKING
Log your transactions and monitor bonus category caps in real time. When one card maxes out, MileDeck automatically shows you the next best option so you never waste spending on base rates.
BUILT FOR SINGAPORE
Comprehensive database covering miles cards from UOB, DBS, Citi, OCBC, HSBC, Standard Chartered, and more. Includes hidden spending rules, merchant exclusions, selectable bonus categories, and facility payment rates (CardUp, PayAll).
100% PRIVATE
No accounts. No servers. No data collection. Your financial information never leaves your device. All calculations run locally on your phone.
Download MileDeck and start earning more miles from every dollar you spend.
Stop guessing which card to tap. MileDeck instantly shows you the best credit card for every spending category — dining, groceries, online shopping, travel, transport, and more — based on the actual miles per dollar rates and bonus caps.
INSTANT CARD GUIDE
Add your existing credit cards and immediately see which one earns the most miles for each category. No spending data required. The guide factors in bonus tiers, cap limits, and card priority so you always know which card to swipe first.
SMART OPTIMIZER
Enter your monthly spending and let the algorithm find the mathematically optimal card portfolio. The solver factors in:
• Miles per dollar rates across all categories
• Monthly and annual bonus caps
• Annual fees and fee waiver thresholds
• Transfer costs between loyalty programs
• Income eligibility requirements
Choose your goal — maximize miles, net economic value, or lounge access — and get a tailored strategy in seconds.
CAP TRACKING
Log your transactions and monitor bonus category caps in real time. When one card maxes out, MileDeck automatically shows you the next best option so you never waste spending on base rates.
BUILT FOR SINGAPORE
Comprehensive database covering miles cards from UOB, DBS, Citi, OCBC, HSBC, Standard Chartered, and more. Includes hidden spending rules, merchant exclusions, selectable bonus categories, and facility payment rates (CardUp, PayAll).
100% PRIVATE
No accounts. No servers. No data collection. Your financial information never leaves your device. All calculations run locally on your phone.
Download MileDeck and start earning more miles from every dollar you spend.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
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What’s new
- Forex fee awareness: overseas (FCY) card rankings now factor in currency conversion fees for more accurate recommendations.
- Fee waiver toggle: manually mark a card's annual fee as waived in card details.
- Improved card rate accuracy for non-KrisFlyer airline programs.
- Enriched card benefits and cons with more specific details.
- Bug fixes and UI improvements.
- Fee waiver toggle: manually mark a card's annual fee as waived in card details.
- Improved card rate accuracy for non-KrisFlyer airline programs.
- Enriched card benefits and cons with more specific details.
- Bug fixes and UI improvements.
App support
About the developer
Siaw Kian Zhong
info@miledeck.app
Singapore