Deferit: Pay bills in 4

Deferit

About this app

Take control of your bill payments, finance and budget with confidence. Deferit empowers you to pay any service bills on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 simple installments, making split payments on bills stress-free and manageable.

Move payments and stay on top of your bills, all from within one powerful app.

Split Payments: Pay in 4

- Simply upload any of your bills – just take a photo, screenshot, or add a file.
- Select the amount you want to pay your biller.
- We pay them the full amount upfront
- You pay us back with four simple payments over time. It's the smartest way to pay your bills!

Save Money on Your Bills:
- You could be paying more than you need to. Save money on bills like internet, phone, TV, and more.
- Our expert team negotiates with your provider on your behalf to find you a better deal so you pay less. Save money on bills like internet, phone, TV, and more service bills.


Build Credit History with Every Bill Payment:
- Turn the bills you already pay into a powerful financial tool. Most bills payments go unreported, but we're changing that.
- Simply pay your bills through the Deferit app.
- We report your on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®).
- A stronger credit history can help you pay less for future loans. It's smart bill finance in action.

Join the 200,000+ Americans who trust Deferit to manage their finances and improve their financial health.

"Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Terms and Eligibility criteria apply.

1. Actual credit score changes may vary based on various factors, including individual financial behavior and credit history. These changes may or may not be favorable.
2. Based on yearly average savings obtained for our customers."

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

Ratings and reviews

UPDATE - Closing this account because of $19.99 deposit with every bill. This app is helpful but it also charges .99 every time you make a payment, which is more than double dipping. They charge you a monthly fee, a fee for paying your bills, + .99 when you make your payment. I want to pay my bill off with them but it will not allow the option to pay in full because they want that .99 per payment. It's not right to gouge people who are already struggling, otherwise we wouldn't need your service.

I couldn't do it without Deferit. Lately it's been a bit buggy when uploading your bill. I'm guessing they are using some sort of AI recognition system that scans the bill, and it "can't see" some important information that's clearly on the bill and "can't see" who the bill is from that's clearly on the header of the bill with the logo but if you're patient enough and keep trying it will eventually work. Been a user for about 4 years now and have established a large line of credit.

I've had a really great experience with Deferit. The process of uploading my bill was quick and easy, and I appreciated how clear everything was from the start. They split my payment into manageable installments, which took away a lot of the stress of paying a large bill all at once. The reminders were helpful too, so I never worried about missing a payment. Overall, it gave me peace of mind and made handling my expenses so much easier.

What’s new

This release contains performance improvements to keep everything running smoothly.