PC Financial Mobile

PC Bank

About this app

With the President’s Choice Financial® mobile app, you can quickly and conveniently access and manage all your online banking needs.

The PC Financial® app is your secure, one-stop shop for managing your PC Financial® Mastercard® and your PC Money™ Account. Our mobile app has a sleek and intuitive design so you can accomplish all your online finance management goals in a snap. Simply log in to access your account information for your PC Financial® Mastercard® and/or your PC Money™ Account: view transactions, statements, account balances (including your PC Optimum™ points balance), review monthly spending insights and receive secure messaging and online customer support––anytime, anywhere.

You can also gain personalized insights into your spending and set custom alerts––all with just a few taps. The PC Financial® app is an improved way to manage your accounts!

PC FINANCIAL® APP FEATURES:

CREDIT CARD & ACCOUNT MANAGEMENT
- View all of your up-to-date transactions and balances.
- Gain visibility into your transaction details.
- Help protect yourself if you think your credit card or account card has been lost or stolen by temporarily locking your card directly in the mobile app and changing your PIN.

SPENDING TRACKER
- Keep track of how and where you’re spending your money by viewing your monthly trends and insights.
- Create budgets from this detailed information so you can better plan for your financial needs and future.

PC OPTIMUM™ POINTS BALANCE
- View your PC Optimum™ points balance at any time.
- Find out how many points you’ve earned from individual transactions and see how much you can redeem towards in-store or online purchases at participating retailers.

CUSTOM ALERTS
Receive push notifications for real-time updates:
- Spending and refund alerts on your PC Financial® Mastercard® credit card or PC Money™ Account.
- PC Financial® Mastercard® monthly payment due dates.
- PC Financial® Mastercard® payments made.
- Missed PC Financial® Mastercard® payments, and more.
- Payroll deposits made to your PC Money™ Account.

Download the PC Financial® app now and make managing your PC Financial® Mastercard® information and your PC Money™ Account hassle free.

Ratings and reviews

What's wrong with the app? I try to log in, and it says, "The system is currently unavailable. Please try again in 10-15 minutes." After waiting several times, still doesn't work, for the last month. Immediately logging into the website on my desktop works fine, every time. Uninstalling and reinstalling the app, clearing the cache, doesn't work. Uninstalled.

It's decent enough, but it's a bit buggy, which is not great for a banking app. First, it doesn't handle being idle very well - if I don't close it manually, if I return later, it typically appears logged in, but it shows 'failed to load data'. I then have to close and re-open it to log in. Second, on a fresh login (using biometrics), it commonly fails with a 'try again later' message. I can then try again immediately, and it will work.

Seem to work most of the time when I use it. The odd time when I check my balance is that something goes wrong, and I I have to check back later to make a payment at my bank. It can be annoying having to return to the bank at a later time. Now, I can't access my account through the app caused by the latest update in March 2025. When I called pc financial, nobody knows what the fix is. I just get told to uninstall and reinstall the app. This doesn't make any changes. The app still not working.

What’s new

We fixed some bugs and enhanced performance so it’s silky smooth.