Affirm: Buy now, pay over time

340K reviews
Content rating
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About this app

Shop stress-free and pay over time with flexible payments. Now select customers can take Affirm everywhere with the Affirm Card™.

Why you’ll love using the Affirm app:
• Pay over time at almost any store
• Get access to exclusive deals and rates as low as 0% APR
• Manage your account and make payments
• Open a high-yield Affirm Money Account with no minimums and no fees

Take your Affirm Card with you everywhere:
• Use your Affirm Card online or in person
• Planning a big purchase? Request a payment plan in the app before you head to the store
• If you’re shopping on the go, you can link your bank account to pay with your card almost anywhere, or use the app to request to pay over time for eligible purchases after you swipe. Minimum purchase may be required for payment plans. See footer for additional details.

Shopping with Affirm is simple and easy—browse your favorite stores online or in-store, choose the payment terms that work best for your budget, and complete your purchase at checkout or with your Affirm Card.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see

Rates from 0 - 36% APR. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure.
Updated on
May 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

327K reviews
Matthew Horrocks
May 20, 2024
I definitely recommend Affirm. Affirm has been a really good credit tool for me. I don't do well with standard credit cards. With Affirm I know the purchase has a specific number of payments and I know before I agree how much interest will be in both percentage and dollar amounts. So you can decide if the purchase is really worth it. Some purchases qualify for 0% which is fantastic. Its allowed someone with limited income the ability to get items that otherwise might be out of reach. Thanks
48 people found this review helpful
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Byron Hayes
May 8, 2024
I love the app and love affirm! If you're lucky enough to get a decent interest rate and credit limit (and I got a few shady things on my past credit!), this is a great service! Forget paying double to triple with Aaron's, you can use this almost anywhere for anything! Customer service is fast if you make a booboo or botch up something! It's just great! (Don't miss a payment though!) You can also get a higher limit when applying to their preferred stores! Such as Amazon.
154 people found this review helpful
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Matt Wechsler
May 19, 2024
Love this app. Has helped me so so much. As ling as I follow thru with my end of the deal,they up my spending and payments are a breeze,auto pay is best,I never have to think about it. They always remind me when a payments coming up,so you've got time to make sure funds are available. Overall 10 out of 10. Highly recommend. Great way to learn how to better your credit.
42 people found this review helpful
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What's new

Miscellaneous fixes and improvements