BOC SmartPay

4.1
11.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly.
With SmartPay, now you’re free to,
• Add any Bank Current or Savings account in Sri Lanka as a payment instrument.
• Complete any Utility bill payment, in a matter of seconds.
• Fund transfers from any local bank to another bank in real-time.
• Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand.
• Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice
• Settle BOC Credit Cards quickly, avoiding additional fees or charges.
• Inquire about balances of your BOC Savings or Current accounts in real time
• View a mini statement of your registered Bank of Ceylon Accounts
• Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions.
• Receive exciting cash-backs, discounts, and exclusive offers when you pay
• Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments
And now you are free to go wherever you wish, simply cashless!
Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!
Updated on
Apr 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Financial info, Photos and videos, and App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
11.6K reviews
Chathu Munasinghe
January 2, 2026
This app was smooth and user-friendly until April last year. Now, I can't log in, it asks for OTP but shows "SmartPay new sign up is currently unavailable due to system maintenance". I've ensured the app is always updated to the latest version, No updates from BOC on the issue. Customer support isn't helping much. Hope they fix this soon.
2 people found this review helpful
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Sudha Thamilselvan
May 2, 2025
I usually find the BOC Smart Pay app very safe, quick, and convenient for handling all my transactions and bill payments. However, for the past few days, the app has stopped working properly. It keeps showing the message "Something went wrong" and won’t open at all. I’ve already updated the app, but the issue still remains. Please fix this soon, as it's causing a lot of inconvenience.
77 people found this review helpful
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Sanju Darshana
January 28, 2021
Very stable app with smaller package size. I appreciate if you can further add more features such as, pay using non-boc accounts, other debit cards, etc. And when I try in billing section, I couldn't see any option to add LECO Bill there. If it is not added yet, try to add it immediately. (And as a query, can I know about charges of these payments such as utility payments?) As a conclusion, I highly recommend this app.
733 people found this review helpful
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Bank of Ceylon
February 2, 2021
Thank you for taking the time to make this constructive review. Our development team is working on adding LECO bill payment. Non-BOC Accounts and Cards are yet to be added in a coming update. SmartPay is provided to you without any service or other related charge. Only merchants are charged with the relevant commission per transaction.

What’s new

Minor bug fixes