Amex Business Blueprint™

American Express

About this app

GET A CLEARER PICTURE OF YOUR CASH FLOW
Designed for small business owners like you, the free American Express Business Blueprint™ app offers a single location to view a current snapshot of your account balances across:
• Your select American Express products.
• The eligible external business checking and card accounts you’ve linked to your Business Blueprint dashboard.

GAIN INSIGHTS INTO HOW MONEY MOVES IN AND OUT OF YOUR BUSINESS
Use easy-to-understand graphs and personalized cash flow insights about your account balances, expenses, and transactions across your select accounts to track specific details, such as:
• Changes in your cash flow – month to month, quarter to quarter, year over year.
• Money in, money out.
• Expenses – consolidated and presented as numbers or graphs.

MAKE MORE INFORMED CASH FLOW MANAGEMENT DECISIONS
Check your Business Blueprint app regularly to identify and anticipate patterns – when there may be highs or lows in your cash flow – so you can plan accordingly to keep your business moving forward.

STREAMLINE TASKS
With your Business Blueprint app, when you apply and if you are approved for the individual financial products represented, you can also take loans, transfer money, and pay vendors, depending on which American Express products you have.

UNLOCK THE POWER OF BUSINESS BLUEPRINT
As you plan for future highs and lows in your cash flow, use the Business Blueprint app to explore and apply for individual products that, if you are approved, can help provide continued support as you grow your business, such as:

• American Express® Business Line of Credit***
Flexible access to business financing: use what you need when you need it and only pay loan fees on what you use.

• American Express® Business Checking
The digital business checking account with no monthly maintenance fees, 24/7 support, and the ability to earn Membership Rewards® points .****


* To see the full Terms and Conditions, copy and paste the following link into your browser and scroll to the bottom of the page: https://www.americanexpress.com/en-us/business/blueprint/

** With the American Express Business Blueprint™ App, you can view your select business products . These products include American Express® Business Line of Credit, American Express® Business Checking, and American Express® Business Cards. Customers may also view the eligible external business checking and card accounts they choose to link to Business Blueprint. Additional terms and limitations may apply. Some app features may only be available on supported devices. Message and data rates may apply.

*** To see the full Terms and Conditions, copy and paste the following link into your browser: https://www.americanexpress.com/en-us/business/blueprint/terms-and-conditions/business-line-of-credit/

**** To see the full Terms and Conditions, copy and paste the following link into your browser: https://www.americanexpress.com/en-us/banking/business/checking-account/agreement/rates-and-fees/

Deposit accounts offered by American Express National Bank. Member FDIC.

To log in, users must have an existing American Express user ID and password or create one. All access to and use of this app is subject to and governed by the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service.

©2025 American Express. All rights reserved.

Ratings and reviews

Requires two step login with code sent to your phone even if you're using biometrics. Who does that?? I don't have a single other banking app that does that. Very annoying. And yes I checked "remember this device" but that doesn't work. It seems like a half baked wrapper around a web interface.

The first loan application was pretty much seamless and the app was very helpful at the time. However, the app is useless now under K Servicing. After calling numerous times (and it's almost impossible to get through), sign in issues for the app have not been resolved. Also, not only is the second loan process taking much longer, but trying to change primary bank accounts has been a nightmare and still the issue had not been resolved. Disheartening.

Not being able to use biometrics to login makes this app essentially useless. It needs you to enter the password manually and then authenticate again via a code sent to your email. It's much easier to use the web browser to login instead. Additionally, I'm still able to track all my spending on the business credit cards in the main Amex app... this app allows to track my business checking account. But, I'd rather have all tracking in one place with added functionality in the primary app!

What’s new

Track your Amex® Business Card expenses directly within the Business Blueprint app.