4.8
61.1K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Welcome to the MercuryĀ® Cards App, giving Mercury cardmembers an easier way to control their card— and their credit. Download it for free now to take advantage of mobile access to:

Smarter ways to pay
- Smart Spot gives you a personalized payment amount to help you save
money and time paying down your balance.
- Schedule and split payments into easier, bite-sized payments throughout
the month. Greater flexibility means greater freedom.
- Set up automated monthly payments with Easy Pay—and never pay a late
fee.

A personal success plan
- Create goals that can keep you on track throughout your journey.
- Get personalized tips that can help you improve your credit.
- Monitor your FICOĀ® Score for Free, always available at your fingertips.

On-the-go control
- Keep a close eye on your transactions and account balance in real time.
- Manage authorized users, linked bank accounts, statement delivery
options, travel notifications, alerts, and more.
- Easily add your card to Google Pay for a more convenient way to pay.
- Access customer service with one-touch dialing, if you need support.
See you on the app—where we’re not just in your pocket, we’re in your corner too.
Updated on
Aug 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.8
60.7K reviews
Juanita Corder
March 11, 2025
Customer service is a joke. Card is a scam with hidden fees for certain payment options. I used the text to pay feature and was still charged a late fee every month due to payment not going through in time. So between interest and fees I was actually going negative every month. The text even says, "Today is the day." When actually today is too late. I went paperless, and the app was not letting me see statements. Called customer service, they said they could not give them to me. AVOID THIS SCAM
29 people found this review helpful
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Megan Frolos
August 9, 2025
I would give less stars if I could. Everytime I send a payment they send it back and charge a fee even with money in the account. when I call I have to sit through an automatic voice message until finally! someone answers only for me to get absolutely nowhere after explaining the problem to no less than 4 people. no one seems to have answers when I call. can't get rid of this thing fast enough. to go with literally ANYONE ELSE
6 people found this review helpful
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Karen Gonzales
March 29, 2025
Limited features. One very important one- is locking/ unlocking your card. I had to order a new card. Activated card. I tried to use it it says it's locked. No where on the app that I see to unlock or lock.. Customer service said it should be in the app. app is upto date. Not there. Agent said other people have called. She was so kind. Made a ticket. Hope you fix it soon!
6 people found this review helpful
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