OneBlinc - Financial tools

OneBlinc

About this app

Need a little financial boost before your next paycheck?

With OneBlinc, you can access $50 to $250 of wages from your next pay period—fast, simple, and interest-free.

OneBlinc is an Earned Wage Access (EWA) service that lets you advance money from your next paycheck, giving you financial flexibility when you need it most.

Getting started takes minutes—start using the OneBlinc app with a monthly subscription of $8.99 (cancel anytime), connect your bank account and debit card, and choose between free standard delivery or instant delivery for a custom fee ranging from $4.99 to $8.49, right in the app.

Repayment is effortless and automatic from your next paycheck, with a transaction linked to your bank account; if an autopay attempt ever fails, we don’t add interest, penalties, or late fees.

Everything is upfront and easy to understand—no interest, no hidden surprises—and EWA activity isn’t reported to credit bureaus, so it doesn’t create long-term debt.

Welcome to a stress-free way to tap the money you’ve already earned, exactly when you need it.

Welcome to OneBlinc.

We've got your back.
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(1) Repayment terms & conditions: Automatic repayment from your next paycheck via a transaction linked to your bank account. If an autopay transaction fails, no interest, penalties, or late fees are charged.

(2) Fees: Access to OneBlinc financial tools requires a monthly subscription of $8.99/month. Standard delivery: $0. Hidden fees: none. Instant delivery for earned wage access is optional and fees may range from $4.99–$8.49 per access.

(3) Representative example (total cost): Each EWA has no interest and an optional instant‑delivery fee (e.g., $8.49); standard delivery is $0. Access $250, and repay exactly $250 automatically from your linked bank account with your next paycheck.

(4) Privacy policy: https://oneblinc.com/privacy-policy

Ratings and reviews

This is the most expensive cash advance app I've ever seen. It has the highest rates, charges both a monthly fee and an instant transfer fee, and has the lowest advance amount. Only use this if you've maxed out all the other apps, and if you have the income to pay off that many advances, what are you doing taking them out to begin with?

I was late once and they knocked me down a level 2 different times from it even after being on time. then I borrowed again to try and build, and did a standard transfer. I got an email saying it was there and its not. their customer service is 100% useless and they do not care because they know you need it. use Dave or a different app, avoid this one like the plague.

this app is terrible. It won't read that my current debit card is connected even though it took my last advance payment from it. customer service is awful. takes them too long to respond and they don't know how to fix the problem. I canceled my membership. They need to get the bugs out of this app. It never should have been launched with the issues it has!

What’s new

We've implemented a few UX updates, performance enhancements and bug fixes for a smoother app experience.