OneBlinc - Financial tools

OneBlinc

About this app

Need a little financial boost before your next paycheck? With BlincAdvanceTM, you can advance from $50 to $250 of your earned wages. Our service is designed to be friendly, affordable, and fair – you’ll only pay back what you agree on.

Sign up now for a low monthly subscription fee and enjoy a simple, stress-free way to get the financial support you need. Lightning-fast approvals mean you can receive your money in just a matter of minutes.

To get started, simply follow the on-screen instructions to connect your bank account and debit card to the OneBlinc app. Repayments will be withdrawn from your next paycheck.

Now in Early Access for BlincAdvance subscribers: BlincBoostTM!
Rebuild your credit for a better tomorrow.

Boost your credit with ease. BlincBoost™ is a low-cost, monthly subscription service designed to help you take control of your credit and track your progress with one transparent, user-friendly tool.

Put all your OneBlinc subscriptions to work for you. Boost your credit by ensuring all on-time payments are reported in your favor!

Automated reporting helps you progress toward better credit and unlock potential savings on interest, utilities, and insurance.

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Welcome to OneBlinc.

We’ve got your back.
Our cash advances are not loans. The OneBlinc App does not offer payday loan, cash loan or personal loan services.

(1): No mandatory repayment term. We do not require a minimum or maximum repayment time frame. Repayment between 61 days (minimum) to 90 days (maximum)

(2) ZERO APR, no interest.

(3): Example scenario: if you advance $250 of your salary, then the total repayment amount will be exactly $250, no extra costs, no fees, just the amount you advanced.

(4) Learn more about our privacy policy and collection of data:
oneblinc.com/privacy-policy

(5) Upwardli is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

(6) On-time payment history may have a positive impact on your credit score. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors including the financial decisions you make with other financial services organizations.

Ratings and reviews

App started off as one of the best tools for easy financial assistance; however, it has become a nightmare within the last month. My app account was compromised, and I was notified by a representative that I had to create a new one. After my new account was created, I was then informed that I could only borrow up to $50 when prior to this issue; my borrowing limit was $180. I'm currently awaiting a response as to why. Sent 4 requests thus far - was told still working on it. Unacceptable!

I only managed to get one use from the app before the log-in broke; it forced me to change my password and afterwards, would tell me that the pw was incorrect and make me change it again. Emailed them 13 days ago; told it was being escalated. Asked for update 3 days later but there was none. It's now been eleven days with no update despite receiving email promo saying my subscription is active and costs being taken from my account. Just sent cancellation request. I recommend avoiding.

this app is terrible. It won't read that my current debit card is connected even though it took my last advance payment from it. customer service is awful. takes them too long to respond and they don't know how to fix the problem. I canceled my membership. They need to get the bugs out of this app. It never should have been launched with the issues it has!

What’s new

We've implemented a few UX updates, performance enhancements and bug fixes for a smoother app experience.