Optum Bank

4.2
7.54K reviews
500K+
Downloads
Content rating
Everyone
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About this app

The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you.

WITH THE APP UPDATE, YOU CAN NOW EASILY:

Keep track of all your account balances
Unlock more ways to use your health account dollars
Use your account to pay for health costs
Find answers if you have questions
Store your health care receipts all in one place
Understand what may qualify as an eligible health expense

VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE

See your health account balances and contributions and view health spending and saving transactions all in one place.

DID SOMEONE SAY SHOPPING? YES, WE DID.

Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet.

PAY BILLS, PAY EASILY, PAY YOURSELF

Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps.

AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS

Easily find out what you need or type away and send us an email.

ACCESS INSTRUCTIONS:

You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials.

ABOUT OPTUM BANK:

Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.
Updated on
Feb 22, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.1
7.36K reviews
Sean Murphy
February 13, 2024
Never recognizes password. The app indicates that the password is incorrect every time that I use the app, forcing a reset. Every. Single. Time. But it also will not allow reuse of an old password. The same problem exists for the website. Makes the entire system completely undesireable for conducting any activity.
7 people found this review helpful
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Mark L
January 24, 2024
Edit January 2024.... still major difficulty logging in on this app. Any medium wifi connection and the app will not accept my username/password. The app works fine once logged in. But the logging in is a complete joke. Droping down to 1 star because no change made after years of time to fix this issue. Original post -Logging into optum app and optum browser is extremely difficult. Keeps refreshing back to the login page after I enter my password. Need to fix the nonsense optum.
14 people found this review helpful
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Abby Ortiz
November 22, 2023
I keep getting a "Webpage not available" with a circular loading icon on the main login screen after opening the app. The only way it works temporarily is if I uninstall/reinstall the app :( The only way around this on a desktop which not always easily accessible when needed. Not sure if anyone else has had the same issue? Hope this can be looked into.
14 people found this review helpful
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What's new

We've made some pocket-sized tweaks to keep things running smoothly. Oh, and did we mention? You can now add your Optum Bank card to your digital wallet. Happy tapping.