Optum Bank

4.5
8.37K reviews
500K+
Downloads
Content rating
Everyone
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About this app

The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you.

WITH THE APP UPDATE, YOU CAN NOW EASILY:

Keep track of all your account balances
Unlock more ways to use your health account dollars
Use your account to pay for health costs
Find answers if you have questions
Store your health care receipts all in one place
Understand what may qualify as an eligible health expense

VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE

See your health account balances and contributions and view health spending and saving transactions all in one place.

DID SOMEONE SAY SHOPPING? YES, WE DID.

Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet.

PAY BILLS, PAY EASILY, PAY YOURSELF

Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps.

AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS

Easily find out what you need or type away and send us an email.

ACCESS INSTRUCTIONS:

You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials.

ABOUT OPTUM BANK:

Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.
Updated on
Jan 23, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
8.19K reviews
Naomi
December 3, 2024
When it works, it works well and is easy to use. However, while actively submitting multiple receipts to reimburse/pay myself, the app will flash a message that due to inactivity the app is closing. I hit OK, and the app closes in the middle of me submitting a photo of a receipt. This happens several times during the same session. I will be halfway through submitting a receipt, and I have to log back in and start all over again with submitting that receipt. Sent email to admin but no response.
1 person found this review helpful
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Optum Inc.
December 23, 2024
This is really helpful! We're going to send this over to the developer team. They love hearing ways we can improve the Optum Bank app. If you have any additional details you'd like us to know, feel free to reach out to our support center by