Maya – savings, loans, cards​

4.4
1.36M reviews
10M+
Downloads
Content rating
Everyone
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About this app

Know why it feels good to get banked with Maya? You can earn up to 14% interest p.a. every day, loan up to P250,000 instantly, use your Maya card worldwide, and scan any QR Ph to pay for anything.​

SAVE​
BSP-licensed banking with a twist? You bet. Enjoy up to 14% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

BORROW​
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 and give your everyday budget a boost. Approval is subject to credit evaluation. See below for terms.*​

PAY​
All the wallet features you need to send money, pay your bills, and more are right here, too. Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently.​

INVEST​
You’ve got plenty of ways to explore your money's potential. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​

*Loan Terms​
• Credit limit amount: P15,000 - P250,000​
• Monthly add-on interest rate: 0.77% - 2.57%​
• Monthly effective interest rate: 1.4% - 4.25%​
• Tenure: 6 - 24 months​
• Max. annual APR: 30.78%​
• Applicable DST and other fees: Waived​
• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​
• Loan amount: P25,000​
• Monthly add-on interest rate: 0.83%​
• Tenure: 6 months​
• DST/fees: P0​
• Monthly installment amount: P4,374.17​
• Total repayment amount: P26,239.19​
• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​
• (+632) 8845 7788​
• 1800 1084 57788 toll-free​
• *788 for free using Smart​
Updated on
May 20, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 7 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
1.34M reviews
Krys Martinez
May 22, 2024
This app can be good, but is not user-friendly for people who try to track their purchases. Users cannot filter/organize transactions based on dates of purchase. The transactions are arranged depending on when the merchant finalizes the transactions (which may be several days from date of purchase). This makes it confusing and difficult for people like me who try to monitor purchases for budgeting. I will considerably lessen my use of this digital wallet until something changes.
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Jhoana Paula Dingal
April 22, 2024
i would rate this app 0 for allowing the person who got my phone drain may credit and savings without breaking a sweat. Maya's security is extremely low, no email about it. Once someone got a hold of your phone, that's it. Their customer service is so hard to reach. They were not able to block my account on time (other ewallets were safer). Couldn't help me with the reversal. I will close my account with Maya after paying the credit I did not even use because I don't want a bad credit score.
348 people found this review helpful
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maryjane miguel
May 18, 2024
Poor customer service! Bought a load twice using Maya credit, i didn't receive the load but it was credited to my Maya credit. I have raised a ticket in the help center and also called their customer service they raised another ticket but they did not credit back the load because as per investigation the load was successful on their end and they told me to call smart and make a dispute. They cannot resolve issues on their own. I'll pull out all my savings to this app. Fumingggg!!!
10 people found this review helpful
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What's new

In this update, we've given the Services screen a brand-new look to help you see and navigate all our features with greater ease. You'll find our most useful wallet and banking features at the top of the screen so you can spend and save without delay.

For those of you who've been away from the app a little too long, you now have a convenient way to reactivate your savings account if it falls dormant. Simply go to the Savings tab and follow the instructions to get back to banking with Maya.