Maya – savings, loans, cards​

Maya Philippines, Inc.

About this app

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can save money and earn up to 15% interest p.a. every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything.

SAVE​
• BSP-licensed digital banking with a twist? You bet.
• Enjoy up to 15% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

SHOP & PAY​
• All the wallet features you need to send money, shop online, pay your bills, and more are right here, too.
• Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.

INVEST​
• You’ve got plenty of ways to explore your money's potential through crypto and funds.
• Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​
• Makes trading cryptocurrency a lot easier with Maya.

BORROW​
• When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost.
• Approval is subject to credit evaluation. See below for loan terms.*​

*Loan Terms​
• Credit limit amount: P15,000 - P250,000​
• Monthly add-on interest rate: 0.77% - 2.57%​
• Monthly effective interest rate: 1.4% - 4.25%​
• Tenure: 6 - 24 months​
• Max. annual APR: 30.78%​
• Applicable DST and other fees: Waived​
• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​
• Loan amount: P25,000​
• Monthly add-on interest rate: 0.83%​
• Tenure: 6 months​
• DST/fees: P0​
• Monthly installment amount: P4,374.17​
• Total repayment amount: P26,239.19​
• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​
• ([phone]​
• 1800 1084 57788 toll-free​
• *788 for free using Smart​
• Office Address: Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines

Ratings and reviews

BE CAREFUL OF THIS APP. Charged me twice for a single purchase! Labeled as debit adjustment. I tried reaching out customer service but customer service is very unresponsive!!! YOU MIGHT LOSE YOUR HARD EARNED MONEY. Another issue I had is I was charged more than what is recorded in transaction history when I bought something. Support is futile and won't return the unrecorded deducted amount because they can't do basic math. THEY CAN GET MONEY FROM YOU ANYTIME WITHOUT RECORDS.

I can't even reset my password. I have tried multiple times and still it doesn't work. I tapped the 'forgot the password' thing and there's was something like you have to wait for an email and I did. I have received the email and tapped the 'reset the password'. I was directed to whazit a site or something but nothing happened. Just a notification that kind of somewhat states that I have to re-do the same process. I hope you can fix this problem as soon as possible. Thank you.

The verification process is terrible! I've been trying to upgrade my account three times, and three times the app failed to match my details with my ID. Since the app does not retain any information inputted in the upgrade form, I have to re-do everything three times from scratch!

What’s new

When starting a bank transfer from your Maya Wallet, you can now see a preview of the transaction fee when entering the transfer amount. This should help you make sure you have enough funds to complete the transfer. Update now to to enjoy this new feature plus other small performance improvements to the app!