Maya – savings, loans, cards​

1.36M reviews
Content rating
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About this app

Know why it feels good to get banked with Maya? You can earn up to 14% interest p.a. every day, loan up to P250,000 instantly, use your Maya card worldwide, and scan any QR Ph to pay for anything.​

BSP-licensed banking with a twist? You bet. Enjoy up to 14% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 and give your everyday budget a boost. Approval is subject to credit evaluation. See below for terms.*​

All the wallet features you need to send money, pay your bills, and more are right here, too. Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently.​

You’ve got plenty of ways to explore your money's potential. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​

*Loan Terms​
• Credit limit amount: P15,000 - P250,000​
• Monthly add-on interest rate: 0.77% - 2.57%​
• Monthly effective interest rate: 1.4% - 4.25%​
• Tenure: 6 - 24 months​
• Max. annual APR: 30.78%​
• Applicable DST and other fees: Waived​
• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​
• Loan amount: P25,000​
• Monthly add-on interest rate: 0.83%​
• Tenure: 6 months​
• DST/fees: P0​
• Monthly installment amount: P4,374.17​
• Total repayment amount: P26,239.19​
• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​
• (+632) 8845 7788​
• 1800 1084 57788 toll-free​
• *788 for free using Smart​
Updated on
Jun 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 7 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.35M reviews
Shan De
June 13, 2024
I've tried to get verified multiple times with two valid IDs your system accepts, but your app always says, 'ID doesn't match the type selected. Please try again.' Your system accepted my ID in the first step, so this makes no sense. I've tried seven times in the past few days, and it still fails. I'm a graduated student; I'm not making mistakes seven times in a row. This is frustrating and unacceptable. Your verification process is broken and needs fixing.
14 people found this review helpful
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Enald Gmail
June 8, 2024
This used to be my go-to for e-wallet but now it doesn't even let me log in to my account. It is a very faulty app with low security. I don't recommend it if you plan to use "savings" because there will be no way it can withdraw once your app gets a log-in issue. Already tried 1. Updating to latest version, 2. Uninstalling and reinstalling, 3. Using the app on another phone, 4. Changing passwords, etc. None of them work at all. What's worse is that the customer service is basically useless.
44 people found this review helpful
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SevScribe Official
June 9, 2024
Maya credits are advantageous because they may be cashed out immediately to your wallet. They do not, however, offer you a minimal Due, as Gcredit does. So it's similar to a shark loan app that they offer an amount, but you have to pay the entire amount in one month with so much interest and fees. Aside from that, the OTP is always a problem. It is very delayed.
493 people found this review helpful
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What's new

We tweaked and tinkered with the app for an overall tidier experience while you manage your money with Maya. Enjoy the update!