Wagetap: Your Wage on Demand

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About this app

Waiting for pay day? Have an unexpected bill or expense? Don't want to take out a huge loan? Use Wagetap to access your pay instantly or to split your bill payments into smaller repayments.

Access your wage on demand today and join thousands of Australian's change the way they get paid.

Simply download Wagetap today, set up your account and cash out up to $300 instantly!

How do I create an account?
In under 3 minutes:
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
1. Add your bill details within your eligibility limit
2. We cover your bill for you
3. You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
5% transaction fee. That's it. No interest (APR=0%). No other hidden fees. For example, when you withdraw $100, we only charge $5 in fees and no interest. This means your total repayment will be $105 (Total Cost of Loan = Withdrawal Value + Withdrawal fee = $100 + $5 = $105).

When is my repayment due?
Wagetap offers flexible repayments options you can choose from. We recommend options that align with your pay cycle, unless you select otherwise. At the latest, full repayment is required between 60 days and 62 days. Pick what works for you!

Have a question for us or need help with your account?
You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.
Updated on
May 3, 2022

Data safety

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What's new

Have a bill due? Split your bills into smaller repayment to stay on top of your bills.
In our latest version, you can now manage your repayments straight through your app. Update now to try them out!