Experian: Credit Score

Experian Limited

About this app

The UK's most trusted credit score* is available for free. Get free access to a wide range of our services, from credit score checks, credit card comparison & eligibility and personal loan comparison & eligibility.

Your Experian Credit Score is a straightforward way of showing how lenders may view your application. As part of a credit check, companies may look at whether you’ve paid back your credit on time, how much credit you currently have and how you’re managing it. The better your credit score the better your chances are of getting a credit card, loan or even a mortgage, along with great rates for each.

Compare credit cards and loans with us. Let Experian help by showing you the credit cards and personal loans you’re most likely to be accepted for, helping you save hassle and avoid too many unsuccessful applications impacting your credit rating.

Experian is a credit broker not a lender†, so we show you impartial search results.

Free Experian account features:
• Your Experian Credit Score on the go
• Credit card and loan comparison
• Summary of your total credit
• See how likely you are to get accepted for personal loans and credit cards before applying
• Tips, articles, videos and expert knowledge to improve your suitability for credit checks at your fingertips
• Quick and easy login with fingerprint or PIN

CreditExpert subscribers get access to these additional features:
• Personalised tips on how to improve your credit score
• Score Influencers show you what’s positively and negatively affecting your Experian Credit Score
• Get your Experian Credit Score & Report updated daily
• Alerts notify of you credit score changes
• UK call support for credit report & score
• Timeline shows you a single view of your score history and alerts
• Web monitoring
• Dedicated fraud support

Checking your Experian Credit Score regularly won't affect your credit report or credit rating. What's more, the app search covers a range of selected credit cards and loans.

App is not designed for tablets at this time.

*Most trusted’ based on 46% of 995 respondents. ICM Unlimited survey May 2020.

†Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.

Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to.

All free and paid for Experian consumer services are provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.

Ratings and reviews

So. Experian email me, urging me to login as an account has been opened in my name. I do so in my browser but the details are only available in the app. I duly download the app, which allows me to see a little more info, but still doesn't actually allow me to see the new account. DDG then kicks in and intercepts over 400 tracking attempts in only five minutes from Google, Salesforce and "Mixpanel". Now I see why they want me to install their useless app! It's a personal-data sharing scam.

Disappointed. Have been using the app for years, but recently it stopped working and it won't let me log in. Keep getting the message "Something went wrong. Try again later." I've contacted the Experian via email, but got the reply about the change of score and a question if I want my case closed. Do better Experian. Use real people and not AI.

I find the app/site great for checking my credit score, open accounts and factors affecting my credibility to potential creditors. My main gripe is that Experian recently - and arbitrarily - increased the maximum score from 999 to 1250. This meant that my perfect score vanished overnight. Fortunately, it's steadily creeping up again. Monthly subs are high for what the product is.