The UK's most trusted credit score** is now available for free, forever, and you can keep track of it in our app.
Your Experian Credit Score is a straight forward way of showing how lenders may view you, based on information in your Experian Credit Report. The better your credit score the better your chances are of getting a credit card, a loan or even a mortgage, along with great rates for each.
You can discover credit cards and personal loans you're more likely to be eligible for. If you apply for a credit card or for a personal loan, knowing your likelihood of being accepted could help save you hassle and avoid too many unsuccessful applications impacting your credit rating. Experian is a credit broker not a lender †, so we show you impartial search results.
Everyone will get free access to:
• Experian Credit Score
• Credit card comparison & eligibility
• Personal loan comparison & eligibility
• Tips, videos and guidance
• Login with fingerprint or PIN - no more remembering passwords
CreditExpert* subscribers get access to these additional features:
• Score Influencers show you what is positively and negatively affecting your Experian Credit Score
• Alerts show you certain changes to your report
• Score History shows you how your score has changed over the last 6 months if available‡
• Timeline shows you a single view of your score history and alerts
‡You must have logged in at least once a month and have an active account.
Checking your Experian Credit Score regularly won't affect your credit report or credit rating. What's more, the app search covers a range of selected credit cards and loans.
App is not designed for tablets at this time.
*For CreditExpert a monthly fee of £14.99 applies after your free trial. You may cancel during your 30-day free trial without charge. New customers only. Free trial period starts on registration - further ID verification may be required to access full service which may take up to 5 days.
**Most trusted’ based on 61% of 1057 respondents. ICM unlimited survey, June 2017.
†Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products offered by lenders and other brokers.
Experian acts independently and although our comparison service shows products for a range of lenders and other brokers it does not cover the whole of the market, meaning other products may be available to you. Comparison services are provided free however we will receive commission payments from lenders or brokers we introduce you to.
All free and paid for Experian consumer services are provided by Experian Ltd (Registered number 653331). Experian Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 738097). Experian Ltd is registered in England and Wales with registered office at The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham, NG80 1ZZ. The web monitoring feature and its alerts within CreditExpert is not Financial Conduct Authority regulated activity.