Mastercard In Control Pay

3.5
343 reviews
100K+
Downloads
Content rating
Everyone
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About this app

A BETTER WAY TO ACCESS AND MANAGE VIRTUAL COMMERCIAL CARDS
Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees.

**This app cannot be used for consumer card or prepaid card management.**

HOW DOES A USER GET STARTED?
The Mastercard In Control Pay app is exclusively available to users who receive a virtual commercial card from an organization, issued by a participating financial institution. To get started, users will receive an invitation email, prompting them to download the app. After downloading, users can begin the registration process by entering their email address and confirming it. A unique invitation code will then be sent via email. The user must enter this code and complete identity verification through SMS to finalize registration. Once registered, the virtual card(s) will be automatically linked to the user's profile in the app. From there, users can easily add the virtual commercial card to their digital wallet.



HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE?


SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement.


TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used.


REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending.


A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app.


INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards.


REDUCED ENVIRONMENTAL IMPACT: No plastic needed!



WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS?
Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more.


Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.

To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.

To see the full Privacy policy, copy and paste the following link into your browser:
https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html

The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.
Updated on
Aug 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
336 reviews
Yoseph Terfa Gembe
July 26, 2025
Really it is master of credit cards. this app is collect all your business cards and keep it save it control so on for this I love it
3 people found this review helpful
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Mastercard International Incorporated
August 6, 2025
Thank you for your review.
Obodoechi John Chukwulogha
May 29, 2025
It is a thing of joy that I finally got the scarce App- MasterCard International incorporated. I could not get provisions for registration of my International USD MasterCard which I obtained when I opened Domiciliary account with United Bank For Africa (UBA) PLC, NIGERIA. It is my expectation that every bank should register USD MasterCard with the MasterCard International Incorporated and the Cardholder be copied with the necessary data. How do I register my International USD MasterCard now?
5 people found this review helpful
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Incognito1Google
October 26, 2024
This app does not work and fact I can't even get a confirmation email ( security code,) that is required in order to activate the use of the app, and then there's no additional features on the app to open or even a customer support contact number/email or any other options to get help with the app and fact 1 is the lowest to rate the app and especially with no way of making, contact with the manufacturer of the app I will now rate the app lower than 1, as suspicious and fraudulent 👎🤔
31 people found this review helpful
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Mastercard International Incorporated
December 5, 2024
App cannot be used for consumer or prepaid cards. The In Control Pay app is exclusive to commercial virtual cards issued by participating financial institutions. Users will receive an email with a unique invitation code to register. Once registered, virtual cards are automatically linked to the user's profile, ready to be added to a digital wallet.

What’s new

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