Netspend

NetSpend

About this app

YOUR MONEY, YOUR WAY WITH NETSPEND

GET PAID UP TO 5 DAYS EARLY¹

Set up Direct Deposit to receive your government benefits up to 5 days early¹ and your paycheck up to 2 days faster¹.



UP TO $300 IN OVERDRAFT PROTECTION²

Short on funds? We’ve got your back. Our optional Debit Card Overdraft Protection gives you a 24-hour grace period² to avoid overdraft fees by bringing your balance back to positive.

EARN UP TO 6.00% APY ON SAVINGS³

Grow your money with up to 6.00% Annual Percentage Yield (APY) with an optional Netspend Savings Account³.



130,000+ RELOAD LOCATIONS⁵

Add funds at over 130,000 locations nationwide with the Netspend Network⁵.

NETSPEND IS GOOD FOR:

• People & families wanting to manage their finances on the go

• Unbanked or underbanked individuals

• Freelancers who need flexibility in their financial solutions



Join millions of customers who trust their money with Netspend. Sign up today⁶!

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.⁶

See Developer Website netspend.com/info/app-terms for full disclosures.

© 2025 Ouro Global, Inc.

Ratings and reviews

Netspend is awful. For one, everything you use the card for ends up costing YOU money. To buy a bag of chips at the store, I was charged a $1.95 "purchase transaction". Haha. I'm sure withdrawals cost your first born. Secondly, just trying to move money off the card to another account is futile. It could possibly be done. I tried to get it done for 20 minutes, but I gave up and decided to go with another card from one of the other 1 million whose apps aren't worthless.

Netspend turns their mistakes into a revenue! After mailing my card to the wrong address twice, they left me no way to access my funds. My only "option" is to transfer my money to a different card every time. The kicker? They charge me a fee for every transfer! I requested a portion of fees reimbursed as a goodwill gesture. I only incurred because they failed to send me a card! They hid behind their "policy" and denied it. They're taxing me due to their inability to use the postal service!

The update is garbage. Log in credentials no longer populate from the keyboard, username and password must be retrieved manually now. Savings account transfer option is presented like you can move from debit to savings but nope, no option to input dollar amounts. No app notifications when a purchase is made, email notification only. I've used this card for a long time and this is the worst mobile app update that has ever been released. FIX IT, please.

What’s new

We have some great updates for you in this version!

• Earn Cash Back: Check out our shiny new carousel on the home screen. It is now super easy to see where to use your card to earn rewards and cash back.

• Login Fix: We fixed the issue that was stopping your username from saving. No more re-typing!

• Smoother Sailing: We also squashed some other minor bugs to keep the app running smoothly.

Enjoy the update!