TD MySpend

3.3
6.72K reviews
1M+
Downloads
Content rating
Everyone
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About this app

The TD MySpend app helps you to stay on top of your spending. Make sure you have the latest version of the TD Canada app in order to use TD MySpend.

By clicking "install", you consent to the installation of the TD MySpend app provided by the TD Bank Group* and to any future updates/upgrades. You are also acknowledging that you understand that the TD MySpend app and any future updates/upgrades will/may perform the function described below. You may withdraw your consent at any time by deleting or uninstalling this app.

The TD MySpend app is free to download, however standard wireless carrier message and data rates may apply.

TD MySpend helps you keep track of your money so you can improve your spending habits. As a TD customer, download the TD MySpend companion app, and your TD personal bank account and TD Credit Card Account transactions are automatically available in TD MySpend to monitor your spending.

• Daily Digest – receive a summary of the previous day's transactions and choose when you want to be notified (between 7:00 and 11:00 a.m. each morning)
• Stay on top of your spending with real-time notifications every time there's a transaction in an eligible category.
• Transactions are automatically categorized for you so you know exactly where your money goes.
• Use the Spending Insights Meter to get a glimpse of how you're spending now compared to your spending in the past
• Review and compare your current spending with Money Path to see if there are spikes in your spending habits.

IMPORTANT DISCLOSURES ABOUT THE TD MYSPEND APP

TD MySpend is a companion to the TD (Canada) app. To use TD MySpend, the TD (Canada) app must also be installed on your device.

TD MySpend is best experienced with Android version 5.0 and above. Experience and functionality may vary with other Android versions.

If you require assistance call 1-866-222-3456, mail TD CASL Office, Toronto Dominion Centre, PO Box 1, Toronto ON, M5K 1A2, or email at customer.support@td.com.

*The Toronto-Dominion Bank and its affiliates are collectively known as TD Bank Group and include the following businesses: TD Canada Trust, TD Wealth, TD Direct Investing, TD Insurance, TD Auto Finance, TD Asset Management, TD Commercial Banking, TD Merchant Services and TD Securities.
Updated on
Aug 27, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.2
6.54K reviews
Basil Raza Butt
November 8, 2024
For 90% of the past month, I couldn't properly categorize any expense, many of which aren't even supposed to count towards expenditures. Totally skews results. It started ok about 1½ year ago. But now, every time it claims service disruption. Like what time do you actually have it functioning. Just mention that and I'll log in only at those times of the month loll.
2 people found this review helpful
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Mumblingbear
March 5, 2024
Notification work half the time but you still can't change categories for payment. They fix the problem every few weeks but it always comes back. Don't let anyone lie to you and say you need to reinstall or check for updates. It's been a consistent issue for months at the time of writing. Great idea and very helpful for budgeting especially in Canada. Hope TD fixes it but not holding my breath anymore. I'll just have to budge with another app and use this one for spending tracking.
2 people found this review helpful
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Ghiath Majjanne
July 16, 2025
you guys finally fixed the app and it's usable again!! thanks. Only one bug that bothers me now; in the cashflow, it shows the TD credit card bill payment both in cash in and cash out which inflates both numbers, the net adds up correctly but in reality it shouldn't be in either of them, the transactions on the credit card are already counted as cash out, so the payment shouldn't be counted as cash in on the credit card and cash out in the checking account.
43 people found this review helpful
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TD Bank Group
July 21, 2025
Hi, we're glad you like TD MySpend! Thank you for your feedback, we are always looking for ways to make the app even more convenient for our customers!

What’s new

Thanks for using TD MySpend! To make our app better for you, we're continuously updating it to best meet your needs.

This version contains various optimizations and fixes.