U.S. Bank Mobile Banking

U.S. Bank Mobile

About this app

Security at your fingertips
• Log in with your credentials for digital services at usbank.com. Don’t have online access? Enroll with the app. • Be alerted to duplicate charges, suspicious activity, and low balances.
Manage accounts and cards
• View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores.
• Set travel notifications, lock & unlock cards, and more.
• Add cards to mobile wallet.
• Select your language preference – English or Spanish.
Personalized Insights
• Review monthly spending in key categories, like Food & Dining.
• Get recommendations on how to save and grow your money based on your spending history.
U.S. Bank Smart Assistant®
• Manage accounts by asking "What’s the routing number for my checking account?" • Move money by saying “Transfer $50 from checking to savings.”
Easy money movement
• Send & request money with friends and family using Zelle®2. • Quickly deposit checks, now with increased limits.
• Pay & manage bills in one spot.
• Make transfers between U.S. Bank accounts.
Explore products
• Find new accounts, credit cards, loans, small business accounts, & more. • Apply from the app and often get a decision within minutes.
Help when you need it
• Explore the Help Center for answers to commonly asked questions.
• View banking demos on Digital Explorer.
• Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you.
U.S. Bancorp Investments, an affiliate of U.S. Bank
• View U.S. Bancorp Investments accounts & balances.
• Make transfers between U.S. Bank accounts & U.S. Bancorp Investment accounts.
1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard.
2.Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply.
U.S. Bank and U.S. Bancorp Investments is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Investments Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035.
Investment and insurance products and services including annuities are:
Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
For U.S. Bank:
Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC.
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.
For U.S. Bancorp Investments:
Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Ratings and reviews

My first thought was that the app was not that great. but it turns out that I'm able to transfer money easily through my accounts. there are a ton of available ATM locations, although they're mostly internal not external. But it's easy enough to use. The information is precise and easy to understand. And it's not too crowded, it's aesthetically plain, yet pleasing. Although you do have to call The bank in order to activate your card through a payment app such as Google, Samsung, or Apple Pay.

The app has changed recently. In the checking account, there are SO many offers. You can't find your actual transactions for all of the stupid ads! In the savings account, the transactions only go back a short way then there's are no buttons to go further. JUST ADS! It used to be just a few informative boxes that helped you manage your money but now they're trying to SELL YOU STUFF. The app is good. I enjoy that I don't need to write a check or paper mail statements but the ADS need to STOP.

App was fine until recent update. They added an "AI assistant" that is a huge security risk. The layout of the account transactions is now cluttered with unwanted "features" that can't be turned off or moved and it's harder to find basic information that was already easily accessible. This is not a consumer forward update. Edit: after looking at other reviews I have noticed a large amount of bot accounts saying this app is easy to use. Very shady USBank. How disappointing.

What’s new

Track rewards right from your account dashboard and make the most of your benefits.

Easily explore featured cash-back offers personalized for you—and save your favorites to use later