Openbank U.S.

Santander Bank, NA

About this app

Easily Manage Your Account
• Enroll in Mobile Banking through your app.
• View balances with just a few clicks.
• View deposit statements and account balances.
• Manage your contact details: edit, add, or delete contact information.
• Start the process for adding a joint owner to your account.
• Manage beneficiaries add or delete beneficiary information.

Stay Secure
• Sign in securely using your fingerprint or your face.
• Set up your Trusted Device by registering your smartphone in Mobile Banking.
• Retrieve your User ID and change or reset your Password securely from your mobile device using password reset.
• Verify your identity on certain transactions using One-Time Passcode (OTP) security.

Transfer Funds
• Move money between your Openbank accounts.
• Move money from your personal bank accounts at other financial institutions to your Openbank high-yield savings accounts.
• Make transfers to accounts at other banks within the U.S.
(Restrictions apply. Please refer to the Digital Banking Agreement for details).

Contact Us Anytime for Assistance
• Use one-touch calling to contact Customer Service.
• Get faster assistance by selecting Call Us when you’re signed in to Mobile Banking.

Get Started Today. It's Easy!
If you have a personal account with Openbank, download the Mobile Banking App today and bank when you want to.

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©2025 Santander Bank, N.A. All rights reserved. Openbank is a division of Santander Bank, N.A. Member FDIC

Ratings and reviews

Doesn't work on GrapheneOS anymore. Developers must find the right balance between security and usability. What's the point of having all these security features if the app is unusable? The app used to work fine. Now, It crashes upon launch. Also the app asks for way too many permissions. The app shouldn't need access to my messages. Just send me the code and I'll enter it manually. No need to automatically detect messages.

Beware. In the 7 months I have had this account, the app has worked for less than half of it. Constant crashing, and if I can beg it to open it takes nearly 2 minutes to get to the login screen. Don't look away though, if it actually gets that far and biometrics times out, you get to start all over again. The push notification is the only 2fa option, so good luck logging in on a computer. Furthermore, this bank has lowered my rate 3 times since the account was opened. Look elsewhere.

My Open Bank application was declined with NO explanation. I'm trying to open a high yield account. Not a credit card,not getting a mortgage. I called customer service. Was huge up on twice. One rep told me to apply throught the app. I did. declined. One rep told me to wait 30 days and reapply. The last rep told me wait for a letter on why I was declined. I wanted to give you My Money to open an account. Verizon recommended there customers to open an accounts. I am going somewhere else.

What’s new

Our latest release incorporates enhancements and bug fixes based on direct feedback from our customers, making it easier to apply for and manage an Openbank account.