NatWest Mobile Banking

4.7
373K reviews
5M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Did you know that over 10 million customers now use the award-winning NatWest mobile banking app to access their account every day? Download our app today to make your day-to-day banking easy, quick and secure. 

Why the NatWest app? 
• Set up current, savings and student accounts instantly 
• Enable multi-factor authentication (MFA) for better security and send high value payments in-app, amend payment limits and more 
• Apply for Buy Now, Pay Later (BNPL) 
• Split a bill by sharing a payment request link with multiple people at once 
• Get Cash in emergencies with a unique code without using your card 
• Save your spare change with Single or Double round ups 
• Discover our additional apps and services, including mortgages, home and life insurance and loans in one place 
• Favourite payees to send money faster 
• Calculate your carbon footprint and track your progress  
• Budget easily by managing your monthly spending and set categories 
• Add predictions and learn how your financial decisions can affect your credit score 
• Set up an instalment plan to repay a credit card purchase over a set period 
• Add your other bank accounts and see them in one secure place 
• Freeze and unfreeze your credit or debit cards at any time 

Apply for a Premier account 
• Premier Select account – a premium account with no monthly fee 
• Premier Reward account – For £2 a month you’ll get £9 a month back in rewards, earn at least 1% at partner retailers per transaction and much more  
• Premier Reward Black account – for £31 a month you’ll get airport lounge access, travel and phone insurance, 24/7 concierge service and much more 
Apply for a student account 
• Open an account today and receive £80 cash and a free Tastecard  
• Apply for an interest-free overdraft of up to £2000 
Important things to know 
• There is a maximum of 5 payments totalling £1000 per day. You must be 16+ 
• Get Cash - Withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked) 
• Touch ID and Face ID are only available on selected devices. 
• Credit score available once opted in through the app, to customers over 18, with a UK address and is provided by TransUnion. 
• Spending - you must be aged 16+. Only available for Personal and Premium Current accounts. 
• You can freeze and unfreeze MasterCard credit cards and debit cards. 
• You can create one Travel Plan at a time, for a maximum period of 90 days which include up to 7 countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking and only in your name. Joint account holders should register separately. 
• Managing your receipts is available to Business Banking and Premier customers only. 
• Our app is available to customers aged 11+ with compatible Android devices and a UK or international mobile number in specific countries.  
Please make sure you accept the following permissions before starting: 
• Allow the app to communicate through your network 
• To find your nearest cash machine or branch you’ll need to let the app find your location 
• To ‘Pay your contacts’ the app will need access to your contacts list 

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings (note this is not within our app but on your devices settings itself). 
To download the latest app version, you should have an Android device with OS - 7.0 and above.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at natwest.com/mobileterms. Please save or print a copy along with the Privacy Policy for your records.
Updated on
11 Jun 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info, Messages and 3 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.7
360K reviews
Ronan McAllister
20 May 2024
One of the worst apps I've ever had the displeasure of using. Setup was a nightmare cos if you briefly leave the app, it jumps you back to the first page. So when they send you a text with a code to authorise, you can't get the code without restarting the whole sign up process... ARGGGH!! The button to "go paperless" seems to do nothing - or if it does work, it gives you no confirmation that it has. Overall just a very badly designed, buggy user experience. You need a new UX team!
23 people found this review helpful
Did you find this helpful?
National Westminster Bank PLC
21 May 2024
Oh sorry about that, let's get you in touch with a colleague for support. Pop us over a private message on Twitter or Facebook or reach us out via the Message Us option on the website and we can have a chat. - KK
Matt Bramley
08 June 2024
Not used this in a few years. Thought it might have improved in that time. Nope, still awful to use in comparison to my Starling app for example. Clunky, impossible to use with a password manager and feels so dated. Only reinstalled to get a reminder of my PIN, which for some reason isn't available as they're still completing some checks, whatever that means.
7 people found this review helpful
Did you find this helpful?
National Westminster Bank PLC
10 June 2024
Oh sorry about that, let's get you in touch with a colleague for support. Pop us over a private message on Twitter or Facebook or reach us out via the Message Us option on the website and we can have a chat. - KK
Paul Bateman
11 June 2024
Generally a very good basic app...Still no SUM function for filtered transactions & expenditure highlights seems to only work per month... unable to specify a 12 month or custom period or is that Rocket Science? Recently took a look at insights...they are not very useful & badly implemented. Paid £20K into a new savings account last year which apparently has now inceased by £20226...of course it should say £226?...very sloppy. App analysis features are of little use...a box ticking exercise!
4 people found this review helpful
Did you find this helpful?
National Westminster Bank PLC
17 June 2024
Oh sorry about that, let's get you in touch with a colleague for support. Pop us over a private message on Twitter or Facebook or reach us out via the Message Us option on the website and we can have a chat. - KK

What's new

• Check out faster by adding your card details to your browser. Go to Manage card & add in a few taps.
• Reconnect your external bank accounts to keep seeing balances and transactions in one place.