frankly. Säule 3a - Vorsorge
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Mayelana nalolu hlelo lokusebenza
I-Pillar 3a ilula kakhulu. Ngokungagwegwesi, ikhambi lempesheni yedijithali - elakhiwe nguZürcher Kantonalbank.
Ngemizuzu embalwa nje futhi ngaphandle kokuvakashela ibhange, ungavula insika yakho engu-3a kuhlelo lokusebenza noma kalula ngekhompyutha noma ngethebhulethi. Manje ungaphinda ukhethe isu lemali ngaphandle kwengozi yentengo. ngokungananazi, isisombululo sempesheni yedijithali esivela kusisekelo sempesheni ye-Sparen 3 se-Zürcher Kantonalbank sihloselwe ngokukhethekile abanikazi bezikhwama zempesheni abahlala e-Switzerland.
Landa uhlelo lokusebenza lwe-Pillar 3a manje mahhala bese uvele uliqale.
Iyavulwa emizuzwini embalwa
Okudingayo i-smartphone kanye ne-ID futhi usulungele ukuhamba. Yebo sizokusiza zonke izinyathelo zendlela. Bekungeke kube lula.
Ngendlela, ungasebenzisa ngokukhululekile kalula ngekhompyutha noma ithebhulethi.
Kulula futhi kuyaqondakala – yonke into eyidijithali
Sicabanga kabusha ngokuphelele iNsika 3a. Kungakho ulawula ukunikezwa kwakho komhlalaphansi okungu-3a ngokuqondile kuhlelo lokusebenza olungagwegwesi futhi ubone ukusebenza kwakho noma kunini.
Idiphozithi evela ku-CHF 1.-
Uzinqumela wena ukuthi ufuna ukufaka malini. Ayikho idiphozi encane futhi asikho isikhathi esincane.
Uyonga izintela
Ngawo wonke ama-franc oyikhokhayo kwisixazululo sakho sempesheni ye-Pillar 3a, wehlisa iholo lakho elikhokhiswa intela lifike inani eliphakeme kakhulu ngakho-ke wonga izintela! Ngakho uzuza kabili.
Imikhiqizo yokutshalwa kwezimali oyikhethile
Umgomo omkhulu uwukwakha ingcebo yakho. Ngesu lakho, uzinqumela ukuthi bungakanani ubungozi ofuna ukubuthatha nokuthi lingakanani inani ofuna ukulibeka ekuzinzeni.
Ukuthi ulondoloza ngokheshi ngaphandle kwengozi yentengo noma ukutshala imali ezibambiso ezinethuba lembuyiselo. Kukhona okuthile kwawo wonke umuntu.
Ukushintsha okulula
Ingabe usunayo kakade isixazululo se-Pillar 3a? Sikunikeza isevisi yokudlulisa elula nemahhala. Sikhokha izinkokhelo zakho zokwenziwe kanye nezindleko zokulinganisa i-akhawunti (isebenza ekudlulisweni kusuka ku-Pillar 3a kuya ezisekelweni zasebhange).
ukukhuluma iqiniso ishibhile
Eqinisweni ayikhokhisi yonke imali engu-0.44% ezimpahleni ze-akhawunti.
Uma kuziwa ekongeni ezibambiso, ngokungagwegwesi, ngemali ekhokhwa konke engu-0.44%, kubiza uhhafu njengokunikezwa okuqhathanisekayo (umthombo: moneyland.ch). Sicela uqaphele ukuthi imikhiqizo yokutshalwa kwezimali enenkomba ikakhulukazi ingena ezindlekweni zokukhishwa nokuhlengwa ukuze kuzuze isikhwama, ezingafakiwe enkokhelweni yazo yonke engu-0.44%. Ungathola incazelo enembile yenkokhelo yakho konke ku-FAQ.
Isaphulelo somphakathi wethu
Lapho amakhasimende engeziwe enza amalungiselelo ngokungagwegwesi, lapho imali ekhokhwa konke okwamanje engu-0.44% izoba yawo wonke umuntu. Ngabasebenzisi abengeziwe, ngokungananazi ishibhile nakakhulu. Lokhu kwenza ukuhlinzekwa kwempesheni kwangasese kube mnandi.
Ukuphepha nolwazi
ngokungagwegwesi yathuthukiswa yiZürcher Kantonalbank ngesisekelo sayo sempesheni.
Ngendlela, manje sekukhona nenguqulo yewebhu engagwegwesi enenkululeko entsha yomkhiqizo wokunyakaza. Vakashela ku-www.my.frankly.ch
Isisekelo sempesheni ye-Savings 3 ye-Zürcher Kantonalbank
I-Bahnhofstrasse 9
8001 Zurich
I-Vested Benefits Foundation ye-Zürcher Kantonalbank
I-Bahnhofstrasse 9
8001 Zurich
Ngemizuzu embalwa nje futhi ngaphandle kokuvakashela ibhange, ungavula insika yakho engu-3a kuhlelo lokusebenza noma kalula ngekhompyutha noma ngethebhulethi. Manje ungaphinda ukhethe isu lemali ngaphandle kwengozi yentengo. ngokungananazi, isisombululo sempesheni yedijithali esivela kusisekelo sempesheni ye-Sparen 3 se-Zürcher Kantonalbank sihloselwe ngokukhethekile abanikazi bezikhwama zempesheni abahlala e-Switzerland.
Landa uhlelo lokusebenza lwe-Pillar 3a manje mahhala bese uvele uliqale.
Izinzuzo ngokungagwegwesi:
Iyavulwa emizuzwini embalwa
Okudingayo i-smartphone kanye ne-ID futhi usulungele ukuhamba. Yebo sizokusiza zonke izinyathelo zendlela. Bekungeke kube lula.
Ngendlela, ungasebenzisa ngokukhululekile kalula ngekhompyutha noma ithebhulethi.
Kulula futhi kuyaqondakala – yonke into eyidijithali
Sicabanga kabusha ngokuphelele iNsika 3a. Kungakho ulawula ukunikezwa kwakho komhlalaphansi okungu-3a ngokuqondile kuhlelo lokusebenza olungagwegwesi futhi ubone ukusebenza kwakho noma kunini.
Idiphozithi evela ku-CHF 1.-
Uzinqumela wena ukuthi ufuna ukufaka malini. Ayikho idiphozi encane futhi asikho isikhathi esincane.
Uyonga izintela
Ngawo wonke ama-franc oyikhokhayo kwisixazululo sakho sempesheni ye-Pillar 3a, wehlisa iholo lakho elikhokhiswa intela lifike inani eliphakeme kakhulu ngakho-ke wonga izintela! Ngakho uzuza kabili.
Imikhiqizo yokutshalwa kwezimali oyikhethile
Umgomo omkhulu uwukwakha ingcebo yakho. Ngesu lakho, uzinqumela ukuthi bungakanani ubungozi ofuna ukubuthatha nokuthi lingakanani inani ofuna ukulibeka ekuzinzeni.
Ukuthi ulondoloza ngokheshi ngaphandle kwengozi yentengo noma ukutshala imali ezibambiso ezinethuba lembuyiselo. Kukhona okuthile kwawo wonke umuntu.
Ukushintsha okulula
Ingabe usunayo kakade isixazululo se-Pillar 3a? Sikunikeza isevisi yokudlulisa elula nemahhala. Sikhokha izinkokhelo zakho zokwenziwe kanye nezindleko zokulinganisa i-akhawunti (isebenza ekudlulisweni kusuka ku-Pillar 3a kuya ezisekelweni zasebhange).
ukukhuluma iqiniso ishibhile
Eqinisweni ayikhokhisi yonke imali engu-0.44% ezimpahleni ze-akhawunti.
Uma kuziwa ekongeni ezibambiso, ngokungagwegwesi, ngemali ekhokhwa konke engu-0.44%, kubiza uhhafu njengokunikezwa okuqhathanisekayo (umthombo: moneyland.ch). Sicela uqaphele ukuthi imikhiqizo yokutshalwa kwezimali enenkomba ikakhulukazi ingena ezindlekweni zokukhishwa nokuhlengwa ukuze kuzuze isikhwama, ezingafakiwe enkokhelweni yazo yonke engu-0.44%. Ungathola incazelo enembile yenkokhelo yakho konke ku-FAQ.
Isaphulelo somphakathi wethu
Lapho amakhasimende engeziwe enza amalungiselelo ngokungagwegwesi, lapho imali ekhokhwa konke okwamanje engu-0.44% izoba yawo wonke umuntu. Ngabasebenzisi abengeziwe, ngokungananazi ishibhile nakakhulu. Lokhu kwenza ukuhlinzekwa kwempesheni kwangasese kube mnandi.
Ukuphepha nolwazi
ngokungagwegwesi yathuthukiswa yiZürcher Kantonalbank ngesisekelo sayo sempesheni.
Olunye ulwazi mayelana nohlelo lokusebenza lwe-Pillar 3a olufaka isibali sempesheni: www.frankly.ch
Ngendlela, manje sekukhona nenguqulo yewebhu engagwegwesi enenkululeko entsha yomkhiqizo wokunyakaza. Vakashela ku-www.my.frankly.ch
Isisekelo sempesheni ye-Savings 3 ye-Zürcher Kantonalbank
I-Bahnhofstrasse 9
8001 Zurich
I-Vested Benefits Foundation ye-Zürcher Kantonalbank
I-Bahnhofstrasse 9
8001 Zurich
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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Ab sofort kannst du bei frankly auch eine streng nachhaltige Strategie bei den aktiven Anlageprodukten von Swisscanto auswählen. Du möchtest nicht in Wertschriften investieren? Mit der neuen Strategie «Cash ohne Risiko» profitierst du von einem Vorzugszins und zahlst dabei keine All-in-Fee. Daneben wurden diverse kleinere Änderungen zur Optimierung der App vorgenommen.
