myWisely: Mobile Banking

ADP, INC.

About this app

Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1)
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.

SHOP AND PAY BILLS(6)
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.

Ratings and reviews

Blocks high charges on my account when making online orders on the Walmart app, and declines my card in the process even though it was actually me making that purchase and transaction. Also, when contacting customer service about my issues on having my card and getting it unlocked and about the card declining on me, they just abruptly ended the chat and didn't even want to fix it and deal with me. Might consider switching banks. Expect ZERO stars from me.

I really don't recommend wisely. If you open an account with them, and transfer your paycheck to them immediately, the only way you'd be able to access your money is through tap to pay until you have the physical card which can take up to two weeks to arrive. customer service's solution when I asked to transfer money to a different bank was "you can't transfer without the card. use tap to pay at stores". Needless to say, I will be deleting my account the moment I can access MY money.

BEWARE! This apps is simple and easy the banking is also simple and easy but Lord help you if you EVER have to call customer service they are useless. Zero resolution, Zero Answer, and Rude Customer service reps. If they think something could be fraud and you don't respond quick enough they will lock your card. You have to jump through 20 hoops to still not get a resolution. I had a question on a pending charge they locked my card and are withholding my funds. Closing my account asap.

What’s new

We've refreshed Wisely to make your life easier. We're continuing to optimize your myWisely experience with bug fixes and improvements.